Mount Vernon NY vs Torrance CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Mount Vernon, NY
New York · Population: 72,528
- Median HH Income$77,171
- Median Home Price$579,771
- Unemployment6.9%
- Bachelor's+35.0%
Torrance, CA
California · Population: 95,358
- Median HH Income$118,253
- Median Home Price$1,128,110
- Unemployment5.9%
- Bachelor's+26.2%
Detailed Comparison
Demographics
Population
Mount Vernon
72,528
Torrance
95,358
Torrance +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Torrance
N/A
Median Age
Mount Vernon
41.9
Torrance
35.2
Torrance +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
Torrance
28.7%
White
Mount Vernon
16.2%
Torrance
34.8%
Torrance +
Black
Mount Vernon
60.4%
Mount Vernon +
Torrance
6.1%
Asian
Mount Vernon
2.2%
Torrance
22.0%
Torrance +
Hispanic
Mount Vernon
18.3%
Torrance
41.4%
Torrance +
Spanish at Home
Mount Vernon
N/A
Torrance
N/A
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| Population | 72,528 | 95,358 | Torrance + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.9 | 35.2 | Torrance + |
| Foreign Born | 31.9% | 28.7% | Mount Vernon + |
| White | 16.2% | 34.8% | Torrance + |
| Black | 60.4% | 6.1% | Mount Vernon + |
| Asian | 2.2% | 22.0% | Torrance + |
| Hispanic | 18.3% | 41.4% | Torrance + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Mount Vernon
$77,171
Torrance
$118,253
Torrance +
Per Capita Income
Mount Vernon
$42,158
Torrance
$42,884
Torrance +
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
Torrance
$77,230
Unemployment Rate
Mount Vernon
6.9%
Torrance
5.9%
Torrance +
Poverty Rate
Mount Vernon
13.6%
Torrance
7.7%
Torrance +
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
Torrance
26.2%
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| Median HH Income | $77,171 | $118,253 | Torrance + |
| Per Capita Income | $42,158 | $42,884 | Torrance + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $77,230 | Mount Vernon + |
| Unemployment Rate | 6.9% | 5.9% | Torrance + |
| Poverty Rate | 13.6% | 7.7% | Torrance + |
| Bachelor's Degree+ | 35.0% | 26.2% | Mount Vernon + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Mount Vernon +
Torrance
$1,128,110
Homeownership Rate
Mount Vernon
42.1%
Torrance
64.0%
Torrance +
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $579,771 | $1,128,110 | Mount Vernon + |
| Homeownership Rate | 42.1% | 64.0% | Torrance + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Mount Vernon +
Torrance
503
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Mount Vernon +
Torrance
2388
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 503 | Mount Vernon + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2388 | Mount Vernon + |
Health
Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Torrance
20.3%
Torrance +
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Torrance
10.6%
Torrance +
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Torrance
13.3%
Torrance +
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Torrance
5.2%
Torrance +
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Torrance
14.0%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Torrance
8.0%
Torrance +
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.2% | 20.3% | Torrance + |
| Diabetes RateCDC PLACES | 13.6% | 10.6% | Torrance + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.3% | 13.3% | Torrance + |
| No Health InsuranceCDC PLACES | 9.3% | 5.2% | Torrance + |
| Binge DrinkingCDC PLACES | 12.8% | 14.0% | Mount Vernon + |
| Current SmokersCDC PLACES | 12.8% | 8.0% | Torrance + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Torrance
62.6°F
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Torrance
14.5 in
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 62.6°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 14.5 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Torrance
7.9 µg/m³
Torrance +
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Torrance
75.0%
Tie
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.9 µg/m³ | Torrance + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Mount Vernon +
Torrance
44.9 min
| Metric | Mount Vernon, NY | Torrance, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 38.6 min | 44.9 min | Mount Vernon + |
Which City is Right for You?
Torrance leads in median household income at $118,253, while mount Vernon offers more affordable housing with a median home price of $579,771. On public safety, Mount Vernon is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Torrance. Torrance has a lower unemployment rate at 5.9%, and Torrance has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Torrance scores better with a lower obesity rate of 20.3%.
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