Mount Vernon NY vs Waco TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Mount Vernon, NY
New York · Population: 72,528
- Median HH Income$77,171
- Median Home Price$579,771
- Unemployment6.9%
- Bachelor's+35.0%
Waco, TX
Texas · Population: 141,925
- Median HH Income$51,468
- Median Home Price$196,465
- Unemployment4.4%
- Bachelor's+28.6%
Detailed Comparison
Demographics
Population
Mount Vernon
72,528
Waco
141,925
Waco +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Waco
N/A
Median Age
Mount Vernon
41.9
Waco
29.2
Waco +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
Waco
9.8%
White
Mount Vernon
16.2%
Waco
54.0%
Waco +
Black
Mount Vernon
60.4%
Mount Vernon +
Waco
20.4%
Asian
Mount Vernon
2.2%
Mount Vernon +
Waco
2.0%
Hispanic
Mount Vernon
18.3%
Waco
29.9%
Waco +
Spanish at Home
Mount Vernon
N/A
Waco
N/A
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| Population | 72,528 | 141,925 | Waco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.9 | 29.2 | Waco + |
| Foreign Born | 31.9% | 9.8% | Mount Vernon + |
| White | 16.2% | 54.0% | Waco + |
| Black | 60.4% | 20.4% | Mount Vernon + |
| Asian | 2.2% | 2.0% | Mount Vernon + |
| Hispanic | 18.3% | 29.9% | Waco + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Mount Vernon
$77,171
Mount Vernon +
Waco
$51,468
Per Capita Income
Mount Vernon
$42,158
Mount Vernon +
Waco
$28,819
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
Waco
$63,758
Unemployment Rate
Mount Vernon
6.9%
Waco
4.4%
Waco +
Poverty Rate
Mount Vernon
13.6%
Mount Vernon +
Waco
24.0%
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
Waco
28.6%
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| Median HH Income | $77,171 | $51,468 | Mount Vernon + |
| Per Capita Income | $42,158 | $28,819 | Mount Vernon + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $63,758 | Mount Vernon + |
| Unemployment Rate | 6.9% | 4.4% | Waco + |
| Poverty Rate | 13.6% | 24.0% | Mount Vernon + |
| Bachelor's Degree+ | 35.0% | 28.6% | Mount Vernon + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Waco
$196,465
Waco +
Homeownership Rate
Mount Vernon
42.1%
Waco
48.9%
Waco +
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $579,771 | $196,465 | Waco + |
| Homeownership Rate | 42.1% | 48.9% | Waco + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Mount Vernon +
Waco
442
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Mount Vernon +
Waco
2339
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 442 | Mount Vernon + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2339 | Mount Vernon + |
Health
Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Mount Vernon +
Waco
36.8%
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Waco
13.0%
Waco +
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Mount Vernon +
Waco
20.4%
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Mount Vernon +
Waco
20.4%
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Waco
16.2%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Waco
15.1%
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.2% | 36.8% | Mount Vernon + |
| Diabetes RateCDC PLACES | 13.6% | 13.0% | Waco + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.3% | 20.4% | Mount Vernon + |
| No Health InsuranceCDC PLACES | 9.3% | 20.4% | Mount Vernon + |
| Binge DrinkingCDC PLACES | 12.8% | 16.2% | Mount Vernon + |
| Current SmokersCDC PLACES | 12.8% | 15.1% | Mount Vernon + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Waco
66.6°F
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Waco
36.4 in
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 66.6°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 36.4 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Mount Vernon +
Waco
9.2 µg/m³
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Mount Vernon +
Waco
55.0%
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.2 µg/m³ | Mount Vernon + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Mount Vernon + |
Commute
Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Waco
19.7 min
Waco +
| Metric | Mount Vernon, NY | Waco, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 38.6 min | 19.7 min | Waco + |
Which City is Right for You?
Mount Vernon leads in median household income at $77,171, while waco offers more affordable housing with a median home price of $196,465. On public safety, Mount Vernon is safer with a violent crime rate of 434 per 100,000 residents, compared to 442 in Waco. Waco has a lower unemployment rate at 4.4%, and Mount Vernon has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Mount Vernon scores better with a lower obesity rate of 33.2%.
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