New Rochelle NY vs Palm Bay FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Palm Bay, FL
Florida · Population: 125,273
- Median HH Income$67,521
- Median Home Price$304,173
- Unemployment5.9%
- Bachelor's+22.6%
Detailed Comparison
Demographics
Population
New Rochelle
48,198
Palm Bay
125,273
Palm Bay +
Pop. Density / sq mi
Lower = more space
New Rochelle
N/A
Palm Bay
N/A
Median Age
New Rochelle
40.7
New Rochelle +
Palm Bay
41.3
Foreign Born
New Rochelle
4.6%
Palm Bay
15.1%
Palm Bay +
White
New Rochelle
66.1%
New Rochelle +
Palm Bay
59.2%
Black
New Rochelle
17.8%
Palm Bay
19.3%
Palm Bay +
Asian
New Rochelle
2.3%
New Rochelle +
Palm Bay
2.1%
Hispanic
New Rochelle
8.0%
Palm Bay
19.7%
Palm Bay +
Spanish at Home
New Rochelle
N/A
Palm Bay
N/A
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| Population | 48,198 | 125,273 | Palm Bay + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.7 | 41.3 | New Rochelle + |
| Foreign Born | 4.6% | 15.1% | Palm Bay + |
| White | 66.1% | 59.2% | New Rochelle + |
| Black | 17.8% | 19.3% | Palm Bay + |
| Asian | 2.3% | 2.1% | New Rochelle + |
| Hispanic | 8.0% | 19.7% | Palm Bay + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
New Rochelle
$48,535
Palm Bay
$67,521
Palm Bay +
Per Capita Income
New Rochelle
$30,033
Palm Bay
$34,474
Palm Bay +
Per Capita Personal Income (MSA)
BEA MSA-level
New Rochelle
$77,425
New Rochelle +
Palm Bay
$65,328
Unemployment Rate
New Rochelle
9.7%
Palm Bay
5.9%
Palm Bay +
Poverty Rate
New Rochelle
23.7%
Palm Bay
11.6%
Palm Bay +
Bachelor's Degree+
New Rochelle
22.8%
New Rochelle +
Palm Bay
22.6%
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| Median HH Income | $48,535 | $67,521 | Palm Bay + |
| Per Capita Income | $30,033 | $34,474 | Palm Bay + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $65,328 | New Rochelle + |
| Unemployment Rate | 9.7% | 5.9% | Palm Bay + |
| Poverty Rate | 23.7% | 11.6% | Palm Bay + |
| Bachelor's Degree+ | 22.8% | 22.6% | New Rochelle + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
New Rochelle
$920,484
Palm Bay
$304,173
Palm Bay +
Homeownership Rate
New Rochelle
57.5%
Palm Bay
79.3%
Palm Bay +
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $920,484 | $304,173 | Palm Bay + |
| Homeownership Rate | 57.5% | 79.3% | Palm Bay + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
New Rochelle
434
Palm Bay
324
Palm Bay +
Property Crime / 100K
FBI CDE (state-level est.)
New Rochelle
1736
Palm Bay
1453
Palm Bay +
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 324 | Palm Bay + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1453 | Palm Bay + |
Health
Obesity Rate
CDC PLACES
New Rochelle
26.6%
New Rochelle +
Palm Bay
36.5%
Diabetes Rate
CDC PLACES
New Rochelle
10.6%
New Rochelle +
Palm Bay
14.0%
Poor Mental Health
CDC PLACES — 14+ days/month
New Rochelle
13.8%
New Rochelle +
Palm Bay
17.6%
No Health Insurance
CDC PLACES
New Rochelle
9.5%
New Rochelle +
Palm Bay
14.2%
Binge Drinking
CDC PLACES
New Rochelle
14.9%
Palm Bay
14.4%
Palm Bay +
Current Smokers
CDC PLACES
New Rochelle
9.3%
New Rochelle +
Palm Bay
14.5%
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.6% | 36.5% | New Rochelle + |
| Diabetes RateCDC PLACES | 10.6% | 14.0% | New Rochelle + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.8% | 17.6% | New Rochelle + |
| No Health InsuranceCDC PLACES | 9.5% | 14.2% | New Rochelle + |
| Binge DrinkingCDC PLACES | 14.9% | 14.4% | Palm Bay + |
| Current SmokersCDC PLACES | 9.3% | 14.5% | New Rochelle + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
New Rochelle
N/A
Palm Bay
N/A
Annual Precipitation
NOAA 1991–2020 normal
New Rochelle
N/A
Palm Bay
N/A
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
New Rochelle
8.1 µg/m³
Palm Bay
7.2 µg/m³
Palm Bay +
Good Air Days
AQI ≤ 50
New Rochelle
75.0%
Palm Bay
75.0%
Tie
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.2 µg/m³ | Palm Bay + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
New Rochelle
20.0 min
New Rochelle +
Palm Bay
29.6 min
| Metric | New Rochelle, NY | Palm Bay, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.0 min | 29.6 min | New Rochelle + |
Which City is Right for You?
Palm Bay leads in median household income at $67,521, while palm Bay offers more affordable housing with a median home price of $304,173. On public safety, Palm Bay is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in New Rochelle. Palm Bay has a lower unemployment rate at 5.9%, and Palm Bay has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, New Rochelle scores better with a lower obesity rate of 26.6%.
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