New Rochelle NY vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

New Rochelle, NY

New York · Population: 48,198

  • Median HH Income$48,535
  • Median Home Price$920,484
  • Unemployment9.7%
  • Bachelor's+22.8%

St. Charles, MO

Missouri · Population: 71,542

  • Median HH Income$55,578
  • Median Home Price$144,200
  • Unemployment4.7%
  • Bachelor's+22.7%

Detailed Comparison

Demographics

Population
New Rochelle
48,198
St. Charles
71,542
St. Charles +
Pop. Density / sq mi
Lower = more space
New Rochelle
N/A
St. Charles
N/A
Median Age
New Rochelle
40.7
St. Charles
37.9
St. Charles +
Foreign Born
New Rochelle
4.6%
New Rochelle +
St. Charles
4.2%
White
New Rochelle
66.1%
St. Charles
80.4%
St. Charles +
Black
New Rochelle
17.8%
New Rochelle +
St. Charles
6.7%
Asian
New Rochelle
2.3%
New Rochelle +
St. Charles
1.4%
Hispanic
New Rochelle
8.0%
New Rochelle +
St. Charles
7.7%
Spanish at Home
New Rochelle
N/A
St. Charles
N/A

Economy

Median HH Income
New Rochelle
$48,535
St. Charles
$55,578
St. Charles +
Per Capita Income
New Rochelle
$30,033
St. Charles
$31,499
St. Charles +
Per Capita Personal Income (MSA)
BEA MSA-level
New Rochelle
$77,425
New Rochelle +
St. Charles
$58,527
Unemployment Rate
New Rochelle
9.7%
St. Charles
4.7%
St. Charles +
Poverty Rate
New Rochelle
23.7%
St. Charles
18.7%
St. Charles +
Bachelor's Degree+
New Rochelle
22.8%
New Rochelle +
St. Charles
22.7%

Housing

Median Home Value
Zillow ZHVI / Census ACS
New Rochelle
$920,484
St. Charles
$144,200
St. Charles +
Homeownership Rate
New Rochelle
57.5%
St. Charles
61.4%
St. Charles +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
New Rochelle
434
New Rochelle +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
New Rochelle
1736
New Rochelle +
St. Charles
2418

Health

Obesity Rate
CDC PLACES
New Rochelle
26.6%
New Rochelle +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
New Rochelle
10.6%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
New Rochelle
13.8%
New Rochelle +
St. Charles
16.0%
No Health Insurance
CDC PLACES
New Rochelle
9.5%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
New Rochelle
14.9%
New Rochelle +
St. Charles
18.4%
Current Smokers
CDC PLACES
New Rochelle
9.3%
New Rochelle +
St. Charles
12.5%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
New Rochelle
N/A
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
New Rochelle
N/A
St. Charles
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
New Rochelle
8.1 µg/m³
New Rochelle +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
New Rochelle
75.0%
New Rochelle +
St. Charles
55.0%

Commute

Mean Commute Time
Census ACS
New Rochelle
20.0 min
St. Charles
18.3 min
St. Charles +

Which City is Right for You?

St. Charles leads in median household income at $55,578, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, New Rochelle is safer with a violent crime rate of 434 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and New Rochelle has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, New Rochelle scores better with a lower obesity rate of 26.6%.

Compare More Cities

About New Rochelle & St. Charles