New Rochelle NY vs Utica NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Utica, NY
New York · Population: 51,054
- Median HH Income$57,688
- Median Home Price$205,924
- Unemployment9.4%
- Bachelor's+36.8%
Detailed Comparison
Demographics
Population
New Rochelle
48,198
Utica
51,054
Utica +
Pop. Density / sq mi
Lower = more space
New Rochelle
N/A
Utica
N/A
Median Age
New Rochelle
40.7
Utica
33.0
Utica +
Foreign Born
New Rochelle
4.6%
Utica
9.7%
Utica +
White
New Rochelle
66.1%
New Rochelle +
Utica
64.8%
Black
New Rochelle
17.8%
New Rochelle +
Utica
16.9%
Asian
New Rochelle
2.3%
Utica
4.3%
Utica +
Hispanic
New Rochelle
8.0%
Utica
9.8%
Utica +
Spanish at Home
New Rochelle
N/A
Utica
N/A
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| Population | 48,198 | 51,054 | Utica + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.7 | 33.0 | Utica + |
| Foreign Born | 4.6% | 9.7% | Utica + |
| White | 66.1% | 64.8% | New Rochelle + |
| Black | 17.8% | 16.9% | New Rochelle + |
| Asian | 2.3% | 4.3% | Utica + |
| Hispanic | 8.0% | 9.8% | Utica + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
New Rochelle
$48,535
Utica
$57,688
Utica +
Per Capita Income
New Rochelle
$30,033
Utica
$35,780
Utica +
Per Capita Personal Income (MSA)
BEA MSA-level
New Rochelle
$77,425
Utica
$77,425
Tie
Unemployment Rate
New Rochelle
9.7%
Utica
9.4%
Utica +
Poverty Rate
New Rochelle
23.7%
New Rochelle +
Utica
23.8%
Bachelor's Degree+
New Rochelle
22.8%
Utica
36.8%
Utica +
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| Median HH Income | $48,535 | $57,688 | Utica + |
| Per Capita Income | $30,033 | $35,780 | Utica + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $77,425 | Tie |
| Unemployment Rate | 9.7% | 9.4% | Utica + |
| Poverty Rate | 23.7% | 23.8% | New Rochelle + |
| Bachelor's Degree+ | 22.8% | 36.8% | Utica + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
New Rochelle
$920,484
Utica
$205,924
Utica +
Homeownership Rate
New Rochelle
57.5%
New Rochelle +
Utica
36.8%
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $920,484 | $205,924 | Utica + |
| Homeownership Rate | 57.5% | 36.8% | New Rochelle + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
New Rochelle
434
Utica
434
Tie
Property Crime / 100K
FBI CDE (state-level est.)
New Rochelle
1736
Utica
1736
Tie
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 434 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1736 | Tie |
Health
Obesity Rate
CDC PLACES
New Rochelle
26.6%
New Rochelle +
Utica
39.6%
Diabetes Rate
CDC PLACES
New Rochelle
10.6%
New Rochelle +
Utica
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
New Rochelle
13.8%
New Rochelle +
Utica
19.4%
No Health Insurance
CDC PLACES
New Rochelle
9.5%
New Rochelle +
Utica
11.1%
Binge Drinking
CDC PLACES
New Rochelle
14.9%
New Rochelle +
Utica
15.2%
Current Smokers
CDC PLACES
New Rochelle
9.3%
New Rochelle +
Utica
18.7%
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 26.6% | 39.6% | New Rochelle + |
| Diabetes RateCDC PLACES | 10.6% | 14.1% | New Rochelle + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 13.8% | 19.4% | New Rochelle + |
| No Health InsuranceCDC PLACES | 9.5% | 11.1% | New Rochelle + |
| Binge DrinkingCDC PLACES | 14.9% | 15.2% | New Rochelle + |
| Current SmokersCDC PLACES | 9.3% | 18.7% | New Rochelle + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
New Rochelle
N/A
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
New Rochelle
N/A
Utica
N/A
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
New Rochelle
8.1 µg/m³
Utica
8.1 µg/m³
Tie
Good Air Days
AQI ≤ 50
New Rochelle
75.0%
Utica
75.0%
Tie
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 8.1 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
New Rochelle
20.0 min
New Rochelle +
Utica
22.7 min
| Metric | New Rochelle, NY | Utica, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.0 min | 22.7 min | New Rochelle + |
Which City is Right for You?
Utica leads in median household income at $57,688, while utica offers more affordable housing with a median home price of $205,924. On public safety, Utica is safer with a violent crime rate of 434 per 100,000 residents, compared to 434 in New Rochelle. Utica has a lower unemployment rate at 9.4%, and Utica has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, New Rochelle scores better with a lower obesity rate of 26.6%.
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