New York NY vs Utica NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
New York, NY
New York · Population: 8,516,202
- Median HH Income$79,713
- Median Home Price$816,078
- Unemployment7.7%
- Bachelor's+41.0%
Utica, NY
New York · Population: 51,054
- Median HH Income$57,688
- Median Home Price$205,924
- Unemployment9.4%
- Bachelor's+36.8%
Detailed Comparison
Demographics
Population
New York
8,516,202
New York +
Utica
51,054
Pop. Density / sq mi
Lower = more space
New York
N/A
Utica
N/A
Median Age
New York
38.0
Utica
33.0
Utica +
Foreign Born
New York
36.5%
New York +
Utica
9.7%
White
New York
35.9%
Utica
64.8%
Utica +
Black
New York
22.7%
New York +
Utica
16.9%
Asian
New York
14.6%
New York +
Utica
4.3%
Hispanic
New York
28.4%
New York +
Utica
9.8%
Spanish at Home
New York
N/A
Utica
N/A
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| Population | 8,516,202 | 51,054 | New York + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.0 | 33.0 | Utica + |
| Foreign Born | 36.5% | 9.7% | New York + |
| White | 35.9% | 64.8% | Utica + |
| Black | 22.7% | 16.9% | New York + |
| Asian | 14.6% | 4.3% | New York + |
| Hispanic | 28.4% | 9.8% | New York + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
New York
$79,713
New York +
Utica
$57,688
Per Capita Income
New York
$50,776
New York +
Utica
$35,780
Per Capita Personal Income (MSA)
BEA MSA-level
New York
$77,425
Utica
$77,425
Tie
Unemployment Rate
New York
7.7%
New York +
Utica
9.4%
Poverty Rate
New York
17.4%
New York +
Utica
23.8%
Bachelor's Degree+
New York
41.0%
New York +
Utica
36.8%
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| Median HH Income | $79,713 | $57,688 | New York + |
| Per Capita Income | $50,776 | $35,780 | New York + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $77,425 | Tie |
| Unemployment Rate | 7.7% | 9.4% | New York + |
| Poverty Rate | 17.4% | 23.8% | New York + |
| Bachelor's Degree+ | 41.0% | 36.8% | New York + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
New York
$816,078
Utica
$205,924
Utica +
Homeownership Rate
New York
32.8%
Utica
36.8%
Utica +
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $816,078 | $205,924 | Utica + |
| Homeownership Rate | 32.8% | 36.8% | Utica + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
New York
434
Utica
434
Tie
Property Crime / 100K
FBI CDE (state-level est.)
New York
1736
Utica
1736
Tie
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 434 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1736 | Tie |
Health
Obesity Rate
CDC PLACES
New York
25.1%
New York +
Utica
39.6%
Diabetes Rate
CDC PLACES
New York
11.9%
New York +
Utica
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
New York
15.4%
New York +
Utica
19.4%
No Health Insurance
CDC PLACES
New York
10.6%
New York +
Utica
11.1%
Binge Drinking
CDC PLACES
New York
16.9%
Utica
15.2%
Utica +
Current Smokers
CDC PLACES
New York
11.4%
New York +
Utica
18.7%
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.1% | 39.6% | New York + |
| Diabetes RateCDC PLACES | 11.9% | 14.1% | New York + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.4% | 19.4% | New York + |
| No Health InsuranceCDC PLACES | 10.6% | 11.1% | New York + |
| Binge DrinkingCDC PLACES | 16.9% | 15.2% | Utica + |
| Current SmokersCDC PLACES | 11.4% | 18.7% | New York + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
New York
55.4°F
Utica
N/A
Annual Precipitation
NOAA 1991–2020 normal
New York
46.6 in
Utica
N/A
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 55.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
New York
8.1 µg/m³
Utica
8.1 µg/m³
Tie
Good Air Days
AQI ≤ 50
New York
75.0%
Utica
75.0%
Tie
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 8.1 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
New York
44.2 min
Utica
22.7 min
Utica +
| Metric | New York, NY | Utica, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 44.2 min | 22.7 min | Utica + |
Which City is Right for You?
New York leads in median household income at $79,713, while utica offers more affordable housing with a median home price of $205,924. On public safety, Utica is safer with a violent crime rate of 434 per 100,000 residents, compared to 434 in New York. New York has a lower unemployment rate at 7.7%, and Utica has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, New York scores better with a lower obesity rate of 25.1%.
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