Philadelphia PA vs Richmond CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Philadelphia, PA

Pennsylvania · Population: 1,582,432

  • Median HH Income$60,698
  • Median Home Price$233,814
  • Unemployment8.4%
  • Bachelor's+34.6%

Richmond, CA

California · Population: 115,396

  • Median HH Income$90,038
  • Median Home Price$608,357
  • Unemployment7.0%
  • Bachelor's+32.6%

Detailed Comparison

Demographics

Population
Philadelphia
1,582,432
Philadelphia +
Richmond
115,396
Pop. Density / sq mi
Lower = more space
Philadelphia
N/A
Richmond
N/A
Median Age
Philadelphia
35.1
Philadelphia +
Richmond
37.6
Foreign Born
Philadelphia
14.6%
Richmond
34.5%
Richmond +
White
Philadelphia
36.1%
Philadelphia +
Richmond
21.4%
Black
Philadelphia
39.9%
Philadelphia +
Richmond
17.3%
Asian
Philadelphia
7.8%
Richmond
13.1%
Richmond +
Hispanic
Philadelphia
15.2%
Richmond
46.9%
Richmond +
Spanish at Home
Philadelphia
N/A
Richmond
N/A

Economy

Median HH Income
Philadelphia
$60,698
Richmond
$90,038
Richmond +
Per Capita Income
Philadelphia
$37,669
Richmond
$41,898
Richmond +
Per Capita Personal Income (MSA)
BEA MSA-level
Philadelphia
$65,080
Richmond
$77,230
Richmond +
Unemployment Rate
Philadelphia
8.4%
Richmond
7.0%
Richmond +
Poverty Rate
Philadelphia
22.0%
Richmond
13.7%
Richmond +
Bachelor's Degree+
Philadelphia
34.6%
Philadelphia +
Richmond
32.6%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Philadelphia
$233,814
Philadelphia +
Richmond
$608,357
Homeownership Rate
Philadelphia
52.3%
Richmond
52.5%
Richmond +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Philadelphia
319
Philadelphia +
Richmond
503
Property Crime / 100K
FBI CDE (state-level est.)
Philadelphia
1613
Philadelphia +
Richmond
2388

Health

Obesity Rate
CDC PLACES
Philadelphia
N/A
Richmond
32.9%
Diabetes Rate
CDC PLACES
Philadelphia
N/A
Richmond
12.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Philadelphia
N/A
Richmond
17.8%
No Health Insurance
CDC PLACES
Philadelphia
N/A
Richmond
13.9%
Binge Drinking
CDC PLACES
Philadelphia
N/A
Richmond
14.9%
Current Smokers
CDC PLACES
Philadelphia
N/A
Richmond
11.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Philadelphia
57.1°F
Philadelphia +
Richmond
58.5°F
Annual Precipitation
NOAA 1991–2020 normal
Philadelphia
48.5 in
Richmond
24.9 in
Richmond +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Philadelphia
9.8 µg/m³
Richmond
7.9 µg/m³
Richmond +
Good Air Days
AQI ≤ 50
Philadelphia
55.0%
Richmond
75.0%
Richmond +

Commute

Mean Commute Time
Census ACS
Philadelphia
34.5 min
Philadelphia +
Richmond
37.7 min

Which City is Right for You?

Richmond leads in median household income at $90,038, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 503 in Richmond. Richmond has a lower unemployment rate at 7.0%, and Richmond has cleaner air (PM2.5 avg 7.9 µg/m³).

Compare More Cities

About Philadelphia & Richmond