Philadelphia PA vs Westminster CO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Philadelphia, PA
Pennsylvania · Population: 1,582,432
- Median HH Income$60,698
- Median Home Price$233,814
- Unemployment8.4%
- Bachelor's+34.6%
Westminster, CO
Colorado · Population: 115,546
- Median HH Income$96,145
- Median Home Price$528,447
- Unemployment3.8%
- Bachelor's+44.0%
Detailed Comparison
Demographics
Population
Philadelphia
1,582,432
Philadelphia +
Westminster
115,546
Pop. Density / sq mi
Lower = more space
Philadelphia
N/A
Westminster
N/A
Median Age
Philadelphia
35.1
Philadelphia +
Westminster
37.5
Foreign Born
Philadelphia
14.6%
Philadelphia +
Westminster
8.2%
White
Philadelphia
36.1%
Westminster
74.7%
Westminster +
Black
Philadelphia
39.9%
Philadelphia +
Westminster
1.2%
Asian
Philadelphia
7.8%
Philadelphia +
Westminster
4.7%
Hispanic
Philadelphia
15.2%
Westminster
23.7%
Westminster +
Spanish at Home
Philadelphia
N/A
Westminster
N/A
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| Population | 1,582,432 | 115,546 | Philadelphia + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.1 | 37.5 | Philadelphia + |
| Foreign Born | 14.6% | 8.2% | Philadelphia + |
| White | 36.1% | 74.7% | Westminster + |
| Black | 39.9% | 1.2% | Philadelphia + |
| Asian | 7.8% | 4.7% | Philadelphia + |
| Hispanic | 15.2% | 23.7% | Westminster + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Philadelphia
$60,698
Westminster
$96,145
Westminster +
Per Capita Income
Philadelphia
$37,669
Westminster
$51,982
Westminster +
Per Capita Personal Income (MSA)
BEA MSA-level
Philadelphia
$65,080
Westminster
$76,653
Westminster +
Unemployment Rate
Philadelphia
8.4%
Westminster
3.8%
Westminster +
Poverty Rate
Philadelphia
22.0%
Westminster
7.0%
Westminster +
Bachelor's Degree+
Philadelphia
34.6%
Westminster
44.0%
Westminster +
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| Median HH Income | $60,698 | $96,145 | Westminster + |
| Per Capita Income | $37,669 | $51,982 | Westminster + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,080 | $76,653 | Westminster + |
| Unemployment Rate | 8.4% | 3.8% | Westminster + |
| Poverty Rate | 22.0% | 7.0% | Westminster + |
| Bachelor's Degree+ | 34.6% | 44.0% | Westminster + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Philadelphia
$233,814
Philadelphia +
Westminster
$528,447
Homeownership Rate
Philadelphia
52.3%
Westminster
63.7%
Westminster +
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $233,814 | $528,447 | Philadelphia + |
| Homeownership Rate | 52.3% | 63.7% | Westminster + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Philadelphia
319
Philadelphia +
Westminster
512
Property Crime / 100K
FBI CDE (state-level est.)
Philadelphia
1613
Philadelphia +
Westminster
3234
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 512 | Philadelphia + |
| Property Crime / 100KFBI CDE (state-level est.) | 1613 | 3234 | Philadelphia + |
Health
Obesity Rate
CDC PLACES
Philadelphia
N/A
Westminster
27.7%
Diabetes Rate
CDC PLACES
Philadelphia
N/A
Westminster
8.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Philadelphia
N/A
Westminster
16.1%
No Health Insurance
CDC PLACES
Philadelphia
N/A
Westminster
11.1%
Binge Drinking
CDC PLACES
Philadelphia
N/A
Westminster
18.7%
Current Smokers
CDC PLACES
Philadelphia
N/A
Westminster
11.1%
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | N/A | 27.7% | - |
| Diabetes RateCDC PLACES | N/A | 8.4% | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | N/A | 16.1% | - |
| No Health InsuranceCDC PLACES | N/A | 11.1% | - |
| Binge DrinkingCDC PLACES | N/A | 18.7% | - |
| Current SmokersCDC PLACES | N/A | 11.1% | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Philadelphia
57.1°F
Westminster
N/A
Annual Precipitation
NOAA 1991–2020 normal
Philadelphia
48.5 in
Westminster
N/A
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 57.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 48.5 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Philadelphia
9.8 µg/m³
Westminster
6.2 µg/m³
Westminster +
Good Air Days
AQI ≤ 50
Philadelphia
55.0%
Westminster
75.0%
Westminster +
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.8 µg/m³ | 6.2 µg/m³ | Westminster + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Westminster + |
Commute
Mean Commute Time
Census ACS
Philadelphia
34.5 min
Westminster
28.6 min
Westminster +
| Metric | Philadelphia, PA | Westminster, CO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.5 min | 28.6 min | Westminster + |
Which City is Right for You?
Westminster leads in median household income at $96,145, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 512 in Westminster. Westminster has a lower unemployment rate at 3.8%, and Westminster has cleaner air (PM2.5 avg 6.2 µg/m³).
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