Richmond CA vs Waco TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Richmond, CA
California · Population: 115,396
- Median HH Income$90,038
- Median Home Price$608,357
- Unemployment7.0%
- Bachelor's+32.6%
Waco, TX
Texas · Population: 141,925
- Median HH Income$51,468
- Median Home Price$196,465
- Unemployment4.4%
- Bachelor's+28.6%
Detailed Comparison
Demographics
Population
Richmond
115,396
Waco
141,925
Waco +
Pop. Density / sq mi
Lower = more space
Richmond
N/A
Waco
N/A
Median Age
Richmond
37.6
Waco
29.2
Waco +
Foreign Born
Richmond
34.5%
Richmond +
Waco
9.8%
White
Richmond
21.4%
Waco
54.0%
Waco +
Black
Richmond
17.3%
Waco
20.4%
Waco +
Asian
Richmond
13.1%
Richmond +
Waco
2.0%
Hispanic
Richmond
46.9%
Richmond +
Waco
29.9%
Spanish at Home
Richmond
N/A
Waco
N/A
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| Population | 115,396 | 141,925 | Waco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 37.6 | 29.2 | Waco + |
| Foreign Born | 34.5% | 9.8% | Richmond + |
| White | 21.4% | 54.0% | Waco + |
| Black | 17.3% | 20.4% | Waco + |
| Asian | 13.1% | 2.0% | Richmond + |
| Hispanic | 46.9% | 29.9% | Richmond + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Richmond
$90,038
Richmond +
Waco
$51,468
Per Capita Income
Richmond
$41,898
Richmond +
Waco
$28,819
Per Capita Personal Income (MSA)
BEA MSA-level
Richmond
$77,230
Richmond +
Waco
$63,758
Unemployment Rate
Richmond
7.0%
Waco
4.4%
Waco +
Poverty Rate
Richmond
13.7%
Richmond +
Waco
24.0%
Bachelor's Degree+
Richmond
32.6%
Richmond +
Waco
28.6%
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| Median HH Income | $90,038 | $51,468 | Richmond + |
| Per Capita Income | $41,898 | $28,819 | Richmond + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $63,758 | Richmond + |
| Unemployment Rate | 7.0% | 4.4% | Waco + |
| Poverty Rate | 13.7% | 24.0% | Richmond + |
| Bachelor's Degree+ | 32.6% | 28.6% | Richmond + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Richmond
$608,357
Waco
$196,465
Waco +
Homeownership Rate
Richmond
52.5%
Richmond +
Waco
48.9%
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $608,357 | $196,465 | Waco + |
| Homeownership Rate | 52.5% | 48.9% | Richmond + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Richmond
503
Waco
442
Waco +
Property Crime / 100K
FBI CDE (state-level est.)
Richmond
2388
Waco
2339
Waco +
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 442 | Waco + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2339 | Waco + |
Health
Obesity Rate
CDC PLACES
Richmond
32.9%
Richmond +
Waco
36.8%
Diabetes Rate
CDC PLACES
Richmond
12.9%
Richmond +
Waco
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Richmond
17.8%
Richmond +
Waco
20.4%
No Health Insurance
CDC PLACES
Richmond
13.9%
Richmond +
Waco
20.4%
Binge Drinking
CDC PLACES
Richmond
14.9%
Richmond +
Waco
16.2%
Current Smokers
CDC PLACES
Richmond
11.9%
Richmond +
Waco
15.1%
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.9% | 36.8% | Richmond + |
| Diabetes RateCDC PLACES | 12.9% | 13.0% | Richmond + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.8% | 20.4% | Richmond + |
| No Health InsuranceCDC PLACES | 13.9% | 20.4% | Richmond + |
| Binge DrinkingCDC PLACES | 14.9% | 16.2% | Richmond + |
| Current SmokersCDC PLACES | 11.9% | 15.1% | Richmond + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Richmond
58.5°F
Richmond +
Waco
66.6°F
Annual Precipitation
NOAA 1991–2020 normal
Richmond
24.9 in
Richmond +
Waco
36.4 in
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 58.5°F | 66.6°F | Richmond + |
| Annual PrecipitationNOAA 1991–2020 normal | 24.9 in | 36.4 in | Richmond + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Richmond
7.9 µg/m³
Richmond +
Waco
9.2 µg/m³
Good Air Days
AQI ≤ 50
Richmond
75.0%
Richmond +
Waco
55.0%
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 9.2 µg/m³ | Richmond + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Richmond + |
Commute
Mean Commute Time
Census ACS
Richmond
37.7 min
Waco
19.7 min
Waco +
| Metric | Richmond, CA | Waco, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 37.7 min | 19.7 min | Waco + |
Which City is Right for You?
Richmond leads in median household income at $90,038, while waco offers more affordable housing with a median home price of $196,465. On public safety, Waco is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Richmond. Waco has a lower unemployment rate at 4.4%, and Richmond has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Richmond scores better with a lower obesity rate of 32.9%.
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