San Bernardino CA vs San Jose CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

San Bernardino, CA

California · Population: 221,774

  • Median HH Income$63,988
  • Median Home Price$492,059
  • Unemployment6.5%
  • Bachelor's+12.8%

San Jose, CA

California · Population: 990,054

  • Median HH Income$141,565
  • Median Home Price$1,452,609
  • Unemployment4.7%
  • Bachelor's+46.5%

Detailed Comparison

Demographics

Population
San Bernardino
221,774
San Jose
990,054
San Jose +
Pop. Density / sq mi
Lower = more space
San Bernardino
N/A
San Jose
N/A
Median Age
San Bernardino
31.9
San Bernardino +
San Jose
38.1
Foreign Born
San Bernardino
22.9%
San Jose
41.6%
San Jose +
White
San Bernardino
27.6%
San Jose
29.0%
San Jose +
Black
San Bernardino
11.8%
San Bernardino +
San Jose
2.9%
Asian
San Bernardino
4.1%
San Jose
38.6%
San Jose +
Hispanic
San Bernardino
69.6%
San Bernardino +
San Jose
30.9%
Spanish at Home
San Bernardino
N/A
San Jose
N/A

Economy

Median HH Income
San Bernardino
$63,988
San Jose
$141,565
San Jose +
Per Capita Income
San Bernardino
$23,980
San Jose
$63,253
San Jose +
Per Capita Personal Income (MSA)
BEA MSA-level
San Bernardino
$77,230
San Jose
$77,230
Tie
Unemployment Rate
San Bernardino
6.5%
San Jose
4.7%
San Jose +
Poverty Rate
San Bernardino
19.5%
San Jose
7.8%
San Jose +
Bachelor's Degree+
San Bernardino
12.8%
San Jose
46.5%
San Jose +

Housing

Median Home Value
Zillow ZHVI / Census ACS
San Bernardino
$492,059
San Bernardino +
San Jose
$1,452,609
Homeownership Rate
San Bernardino
48.5%
San Jose
56.0%
San Jose +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
San Bernardino
503
San Jose
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
San Bernardino
2388
San Jose
2388
Tie

Health

Obesity Rate
CDC PLACES
San Bernardino
37.1%
San Jose
23.7%
San Jose +
Diabetes Rate
CDC PLACES
San Bernardino
13.6%
San Jose
11.1%
San Jose +
Poor Mental Health
CDC PLACES — 14+ days/month
San Bernardino
20.0%
San Jose
14.9%
San Jose +
No Health Insurance
CDC PLACES
San Bernardino
20.2%
San Jose
9.1%
San Jose +
Binge Drinking
CDC PLACES
San Bernardino
15.2%
San Jose
13.0%
San Jose +
Current Smokers
CDC PLACES
San Bernardino
15.1%
San Jose
9.4%
San Jose +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
San Bernardino
N/A
San Jose
61.5°F
Annual Precipitation
NOAA 1991–2020 normal
San Bernardino
N/A
San Jose
14.9 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
San Bernardino
7.9 µg/m³
San Jose
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
San Bernardino
75.0%
San Jose
75.0%
Tie

Commute

Mean Commute Time
Census ACS
San Bernardino
30.7 min
San Jose
30.4 min
San Jose +

Which City is Right for You?

San Jose leads in median household income at $141,565, while san Bernardino offers more affordable housing with a median home price of $492,059. On public safety, San Jose is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in San Bernardino. San Jose has a lower unemployment rate at 4.7%, and San Jose has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Jose scores better with a lower obesity rate of 23.7%.

Compare More Cities

About San Bernardino & San Jose