San Bernardino CA vs Santa Rosa CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

San Bernardino, CA

California · Population: 221,774

  • Median HH Income$63,988
  • Median Home Price$492,059
  • Unemployment6.5%
  • Bachelor's+12.8%

Santa Rosa, CA

California · Population: 129,239

  • Median HH Income$173,670
  • Median Home Price$720,443
  • Unemployment4.4%
  • Bachelor's+65.3%

Detailed Comparison

Demographics

Population
San Bernardino
221,774
San Bernardino +
Santa Rosa
129,239
Pop. Density / sq mi
Lower = more space
San Bernardino
N/A
Santa Rosa
N/A
Median Age
San Bernardino
31.9
San Bernardino +
Santa Rosa
34.5
Foreign Born
San Bernardino
22.9%
Santa Rosa
45.4%
Santa Rosa +
White
San Bernardino
27.6%
Santa Rosa
31.9%
Santa Rosa +
Black
San Bernardino
11.8%
San Bernardino +
Santa Rosa
2.1%
Asian
San Bernardino
4.1%
Santa Rosa
47.6%
Santa Rosa +
Hispanic
San Bernardino
69.6%
San Bernardino +
Santa Rosa
16.1%
Spanish at Home
San Bernardino
N/A
Santa Rosa
N/A

Economy

Median HH Income
San Bernardino
$63,988
Santa Rosa
$173,670
Santa Rosa +
Per Capita Income
San Bernardino
$23,980
Santa Rosa
$84,533
Santa Rosa +
Per Capita Personal Income (MSA)
BEA MSA-level
San Bernardino
$77,230
Santa Rosa
$77,230
Tie
Unemployment Rate
San Bernardino
6.5%
Santa Rosa
4.4%
Santa Rosa +
Poverty Rate
San Bernardino
19.5%
Santa Rosa
7.8%
Santa Rosa +
Bachelor's Degree+
San Bernardino
12.8%
Santa Rosa
65.3%
Santa Rosa +

Housing

Median Home Value
Zillow ZHVI / Census ACS
San Bernardino
$492,059
San Bernardino +
Santa Rosa
$720,443
Homeownership Rate
San Bernardino
48.5%
San Bernardino +
Santa Rosa
41.2%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
San Bernardino
503
Santa Rosa
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
San Bernardino
2388
Santa Rosa
2388
Tie

Health

Obesity Rate
CDC PLACES
San Bernardino
37.1%
Santa Rosa
26.5%
Santa Rosa +
Diabetes Rate
CDC PLACES
San Bernardino
13.6%
Santa Rosa
10.4%
Santa Rosa +
Poor Mental Health
CDC PLACES — 14+ days/month
San Bernardino
20.0%
Santa Rosa
16.7%
Santa Rosa +
No Health Insurance
CDC PLACES
San Bernardino
20.2%
Santa Rosa
10.4%
Santa Rosa +
Binge Drinking
CDC PLACES
San Bernardino
15.2%
San Bernardino +
Santa Rosa
15.8%
Current Smokers
CDC PLACES
San Bernardino
15.1%
Santa Rosa
11.3%
Santa Rosa +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
San Bernardino
N/A
Santa Rosa
59.2°F
Annual Precipitation
NOAA 1991–2020 normal
San Bernardino
N/A
Santa Rosa
32.2 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
San Bernardino
7.9 µg/m³
Santa Rosa
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
San Bernardino
75.0%
Santa Rosa
75.0%
Tie

Commute

Mean Commute Time
Census ACS
San Bernardino
30.7 min
Santa Rosa
25.2 min
Santa Rosa +

Which City is Right for You?

Santa Rosa leads in median household income at $173,670, while san Bernardino offers more affordable housing with a median home price of $492,059. On public safety, Santa Rosa is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in San Bernardino. Santa Rosa has a lower unemployment rate at 4.4%, and Santa Rosa has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Santa Rosa scores better with a lower obesity rate of 26.5%.

Compare More Cities

About San Bernardino & Santa Rosa