San Bernardino CA vs Thousand Oaks CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
San Bernardino, CA
California · Population: 221,774
- Median HH Income$63,988
- Median Home Price$492,059
- Unemployment6.5%
- Bachelor's+12.8%
Thousand Oaks, CA
California · Population: N/A
- Median HH IncomeN/A
- Median Home Price$1,053,424
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
San Bernardino
221,774
Thousand Oaks
N/A
Pop. Density / sq mi
Lower = more space
San Bernardino
N/A
Thousand Oaks
N/A
Median Age
San Bernardino
31.9
Thousand Oaks
N/A
Foreign Born
San Bernardino
22.9%
Thousand Oaks
N/A
White
San Bernardino
27.6%
Thousand Oaks
N/A
Black
San Bernardino
11.8%
Thousand Oaks
N/A
Asian
San Bernardino
4.1%
Thousand Oaks
N/A
Hispanic
San Bernardino
69.6%
Thousand Oaks
N/A
Spanish at Home
San Bernardino
N/A
Thousand Oaks
N/A
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| Population | 221,774 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | N/A | - |
| Foreign Born | 22.9% | N/A | - |
| White | 27.6% | N/A | - |
| Black | 11.8% | N/A | - |
| Asian | 4.1% | N/A | - |
| Hispanic | 69.6% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
San Bernardino
$63,988
Thousand Oaks
N/A
Per Capita Income
San Bernardino
$23,980
Thousand Oaks
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
San Bernardino
$77,230
Thousand Oaks
$77,230
Tie
Unemployment Rate
San Bernardino
6.5%
Thousand Oaks
N/A
Poverty Rate
San Bernardino
19.5%
Thousand Oaks
N/A
Bachelor's Degree+
San Bernardino
12.8%
Thousand Oaks
N/A
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median HH Income | $63,988 | N/A | - |
| Per Capita Income | $23,980 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 6.5% | N/A | - |
| Poverty Rate | 19.5% | N/A | - |
| Bachelor's Degree+ | 12.8% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
San Bernardino
$492,059
San Bernardino +
Thousand Oaks
$1,053,424
Homeownership Rate
San Bernardino
48.5%
Thousand Oaks
N/A
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $492,059 | $1,053,424 | San Bernardino + |
| Homeownership Rate | 48.5% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
San Bernardino
503
Thousand Oaks
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
San Bernardino
2388
Thousand Oaks
2388
Tie
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
San Bernardino
37.1%
Thousand Oaks
23.0%
Thousand Oaks +
Diabetes Rate
CDC PLACES
San Bernardino
13.6%
Thousand Oaks
10.1%
Thousand Oaks +
Poor Mental Health
CDC PLACES — 14+ days/month
San Bernardino
20.0%
Thousand Oaks
15.0%
Thousand Oaks +
No Health Insurance
CDC PLACES
San Bernardino
20.2%
Thousand Oaks
5.8%
Thousand Oaks +
Binge Drinking
CDC PLACES
San Bernardino
15.2%
San Bernardino +
Thousand Oaks
15.7%
Current Smokers
CDC PLACES
San Bernardino
15.1%
Thousand Oaks
8.6%
Thousand Oaks +
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.1% | 23.0% | Thousand Oaks + |
| Diabetes RateCDC PLACES | 13.6% | 10.1% | Thousand Oaks + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.0% | 15.0% | Thousand Oaks + |
| No Health InsuranceCDC PLACES | 20.2% | 5.8% | Thousand Oaks + |
| Binge DrinkingCDC PLACES | 15.2% | 15.7% | San Bernardino + |
| Current SmokersCDC PLACES | 15.1% | 8.6% | Thousand Oaks + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
San Bernardino
N/A
Thousand Oaks
62.7°F
Annual Precipitation
NOAA 1991–2020 normal
San Bernardino
N/A
Thousand Oaks
16.5 in
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 62.7°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 16.5 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
San Bernardino
7.9 µg/m³
Thousand Oaks
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
San Bernardino
75.0%
Thousand Oaks
75.0%
Tie
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
San Bernardino
30.7 min
Thousand Oaks
N/A
| Metric | San Bernardino, CA | Thousand Oaks, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.7 min | N/A | - |
Which City is Right for You?
San Bernardino offers more affordable housing with a median home price of $492,059. On public safety, Thousand Oaks is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in San Bernardino. Thousand Oaks has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Thousand Oaks scores better with a lower obesity rate of 23.0%.
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