San Bernardino CA vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
San Bernardino, CA
California · Population: 221,774
- Median HH Income$63,988
- Median Home Price$492,059
- Unemployment6.5%
- Bachelor's+12.8%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
San Bernardino
221,774
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
San Bernardino
N/A
Toledo
N/A
Median Age
San Bernardino
31.9
San Bernardino +
Toledo
35.7
Foreign Born
San Bernardino
22.9%
San Bernardino +
Toledo
3.4%
White
San Bernardino
27.6%
Toledo
58.7%
Toledo +
Black
San Bernardino
11.8%
Toledo
28.7%
Toledo +
Asian
San Bernardino
4.1%
San Bernardino +
Toledo
1.4%
Hispanic
San Bernardino
69.6%
San Bernardino +
Toledo
8.9%
Spanish at Home
San Bernardino
N/A
Toledo
N/A
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| Population | 221,774 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.9 | 35.7 | San Bernardino + |
| Foreign Born | 22.9% | 3.4% | San Bernardino + |
| White | 27.6% | 58.7% | Toledo + |
| Black | 11.8% | 28.7% | Toledo + |
| Asian | 4.1% | 1.4% | San Bernardino + |
| Hispanic | 69.6% | 8.9% | San Bernardino + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
San Bernardino
$63,988
San Bernardino +
Toledo
$47,532
Per Capita Income
San Bernardino
$23,980
Toledo
$27,407
Toledo +
Per Capita Personal Income (MSA)
BEA MSA-level
San Bernardino
$77,230
San Bernardino +
Toledo
$58,300
Unemployment Rate
San Bernardino
6.5%
San Bernardino +
Toledo
8.5%
Poverty Rate
San Bernardino
19.5%
San Bernardino +
Toledo
24.5%
Bachelor's Degree+
San Bernardino
12.8%
Toledo
21.0%
Toledo +
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $63,988 | $47,532 | San Bernardino + |
| Per Capita Income | $23,980 | $27,407 | Toledo + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $58,300 | San Bernardino + |
| Unemployment Rate | 6.5% | 8.5% | San Bernardino + |
| Poverty Rate | 19.5% | 24.5% | San Bernardino + |
| Bachelor's Degree+ | 12.8% | 21.0% | Toledo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
San Bernardino
$492,059
Toledo
$130,101
Toledo +
Homeownership Rate
San Bernardino
48.5%
Toledo
52.7%
Toledo +
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $492,059 | $130,101 | Toledo + |
| Homeownership Rate | 48.5% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
San Bernardino
503
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
San Bernardino
2388
Toledo
1866
Toledo +
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1866 | Toledo + |
Health
Obesity Rate
CDC PLACES
San Bernardino
37.1%
San Bernardino +
Toledo
39.3%
Diabetes Rate
CDC PLACES
San Bernardino
13.6%
San Bernardino +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
San Bernardino
20.0%
San Bernardino +
Toledo
20.6%
No Health Insurance
CDC PLACES
San Bernardino
20.2%
Toledo
11.3%
Toledo +
Binge Drinking
CDC PLACES
San Bernardino
15.2%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
San Bernardino
15.1%
San Bernardino +
Toledo
19.9%
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.1% | 39.3% | San Bernardino + |
| Diabetes RateCDC PLACES | 13.6% | 15.7% | San Bernardino + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.0% | 20.6% | San Bernardino + |
| No Health InsuranceCDC PLACES | 20.2% | 11.3% | Toledo + |
| Binge DrinkingCDC PLACES | 15.2% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 15.1% | 19.9% | San Bernardino + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
San Bernardino
N/A
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
San Bernardino
N/A
Toledo
33.4 in
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 50.6°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 33.4 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
San Bernardino
7.9 µg/m³
San Bernardino +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
San Bernardino
75.0%
San Bernardino +
Toledo
55.0%
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 10.3 µg/m³ | San Bernardino + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | San Bernardino + |
Commute
Mean Commute Time
Census ACS
San Bernardino
30.7 min
Toledo
21.3 min
Toledo +
| Metric | San Bernardino, CA | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.7 min | 21.3 min | Toledo + |
Which City is Right for You?
San Bernardino leads in median household income at $63,988, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 503 in San Bernardino. San Bernardino has a lower unemployment rate at 6.5%, and San Bernardino has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Bernardino scores better with a lower obesity rate of 37.1%.
Compare More Cities
New York, NY vs San Bernardino, CALos Angeles, CA vs San Bernardino, CAChicago, IL vs San Bernardino, CAHouston, TX vs San Bernardino, CAPhoenix, AZ vs San Bernardino, CAPhiladelphia, PA vs San Bernardino, CA