Schenectady NY vs Thousand Oaks CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Schenectady, NY
New York · Population: 28,542
- Median HH Income$100,485
- Median Home Price$321,835
- Unemployment2.3%
- Bachelor's+58.8%
Thousand Oaks, CA
California · Population: N/A
- Median HH IncomeN/A
- Median Home Price$1,053,424
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
Schenectady
28,542
Thousand Oaks
N/A
Pop. Density / sq mi
Lower = more space
Schenectady
N/A
Thousand Oaks
N/A
Median Age
Schenectady
42.3
Thousand Oaks
N/A
Foreign Born
Schenectady
6.8%
Thousand Oaks
N/A
White
Schenectady
86.7%
Thousand Oaks
N/A
Black
Schenectady
3.1%
Thousand Oaks
N/A
Asian
Schenectady
3.0%
Thousand Oaks
N/A
Hispanic
Schenectady
4.7%
Thousand Oaks
N/A
Spanish at Home
Schenectady
N/A
Thousand Oaks
N/A
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| Population | 28,542 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 42.3 | N/A | - |
| Foreign Born | 6.8% | N/A | - |
| White | 86.7% | N/A | - |
| Black | 3.1% | N/A | - |
| Asian | 3.0% | N/A | - |
| Hispanic | 4.7% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Schenectady
$100,485
Thousand Oaks
N/A
Per Capita Income
Schenectady
$62,931
Thousand Oaks
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
Schenectady
$77,425
Schenectady +
Thousand Oaks
$77,230
Unemployment Rate
Schenectady
2.3%
Thousand Oaks
N/A
Poverty Rate
Schenectady
10.3%
Thousand Oaks
N/A
Bachelor's Degree+
Schenectady
58.8%
Thousand Oaks
N/A
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median HH Income | $100,485 | N/A | - |
| Per Capita Income | $62,931 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $77,230 | Schenectady + |
| Unemployment Rate | 2.3% | N/A | - |
| Poverty Rate | 10.3% | N/A | - |
| Bachelor's Degree+ | 58.8% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Schenectady
$321,835
Schenectady +
Thousand Oaks
$1,053,424
Homeownership Rate
Schenectady
57.5%
Thousand Oaks
N/A
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $321,835 | $1,053,424 | Schenectady + |
| Homeownership Rate | 57.5% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Schenectady
434
Schenectady +
Thousand Oaks
503
Property Crime / 100K
FBI CDE (state-level est.)
Schenectady
1736
Schenectady +
Thousand Oaks
2388
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 503 | Schenectady + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2388 | Schenectady + |
Health
Obesity Rate
CDC PLACES
Schenectady
38.6%
Thousand Oaks
23.0%
Thousand Oaks +
Diabetes Rate
CDC PLACES
Schenectady
12.3%
Thousand Oaks
10.1%
Thousand Oaks +
Poor Mental Health
CDC PLACES — 14+ days/month
Schenectady
19.2%
Thousand Oaks
15.0%
Thousand Oaks +
No Health Insurance
CDC PLACES
Schenectady
9.7%
Thousand Oaks
5.8%
Thousand Oaks +
Binge Drinking
CDC PLACES
Schenectady
15.2%
Schenectady +
Thousand Oaks
15.7%
Current Smokers
CDC PLACES
Schenectady
16.9%
Thousand Oaks
8.6%
Thousand Oaks +
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.6% | 23.0% | Thousand Oaks + |
| Diabetes RateCDC PLACES | 12.3% | 10.1% | Thousand Oaks + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.2% | 15.0% | Thousand Oaks + |
| No Health InsuranceCDC PLACES | 9.7% | 5.8% | Thousand Oaks + |
| Binge DrinkingCDC PLACES | 15.2% | 15.7% | Schenectady + |
| Current SmokersCDC PLACES | 16.9% | 8.6% | Thousand Oaks + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Schenectady
N/A
Thousand Oaks
62.7°F
Annual Precipitation
NOAA 1991–2020 normal
Schenectady
N/A
Thousand Oaks
16.5 in
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 62.7°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 16.5 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Schenectady
8.1 µg/m³
Thousand Oaks
7.9 µg/m³
Thousand Oaks +
Good Air Days
AQI ≤ 50
Schenectady
75.0%
Thousand Oaks
75.0%
Tie
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.9 µg/m³ | Thousand Oaks + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Schenectady
26.2 min
Thousand Oaks
N/A
| Metric | Schenectady, NY | Thousand Oaks, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.2 min | N/A | - |
Which City is Right for You?
Schenectady offers more affordable housing with a median home price of $321,835. On public safety, Schenectady is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Thousand Oaks. Thousand Oaks has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Thousand Oaks scores better with a lower obesity rate of 23.0%.
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