South Bend IN vs Thousand Oaks CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Thousand Oaks, CA
California · Population: N/A
- Median HH IncomeN/A
- Median Home Price$1,053,424
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
South Bend
102,866
Thousand Oaks
N/A
Pop. Density / sq mi
Lower = more space
South Bend
N/A
Thousand Oaks
N/A
Median Age
South Bend
33.9
Thousand Oaks
N/A
Foreign Born
South Bend
8.9%
Thousand Oaks
N/A
White
South Bend
54.1%
Thousand Oaks
N/A
Black
South Bend
24.4%
Thousand Oaks
N/A
Asian
South Bend
1.7%
Thousand Oaks
N/A
Hispanic
South Bend
17.3%
Thousand Oaks
N/A
Spanish at Home
South Bend
N/A
Thousand Oaks
N/A
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| Population | 102,866 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.9 | N/A | - |
| Foreign Born | 8.9% | N/A | - |
| White | 54.1% | N/A | - |
| Black | 24.4% | N/A | - |
| Asian | 1.7% | N/A | - |
| Hispanic | 17.3% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
South Bend
$52,512
Thousand Oaks
N/A
Per Capita Income
South Bend
$29,511
Thousand Oaks
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
South Bend
$58,697
Thousand Oaks
$77,230
Thousand Oaks +
Unemployment Rate
South Bend
6.0%
Thousand Oaks
N/A
Poverty Rate
South Bend
22.6%
Thousand Oaks
N/A
Bachelor's Degree+
South Bend
29.4%
Thousand Oaks
N/A
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median HH Income | $52,512 | N/A | - |
| Per Capita Income | $29,511 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $77,230 | Thousand Oaks + |
| Unemployment Rate | 6.0% | N/A | - |
| Poverty Rate | 22.6% | N/A | - |
| Bachelor's Degree+ | 29.4% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
South Bend
$194,972
South Bend +
Thousand Oaks
$1,053,424
Homeownership Rate
South Bend
58.8%
Thousand Oaks
N/A
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $194,972 | $1,053,424 | South Bend + |
| Homeownership Rate | 58.8% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
South Bend
370
South Bend +
Thousand Oaks
503
Property Crime / 100K
FBI CDE (state-level est.)
South Bend
1719
South Bend +
Thousand Oaks
2388
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 503 | South Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 2388 | South Bend + |
Health
Obesity Rate
CDC PLACES
South Bend
39.7%
Thousand Oaks
23.0%
Thousand Oaks +
Diabetes Rate
CDC PLACES
South Bend
15.2%
Thousand Oaks
10.1%
Thousand Oaks +
Poor Mental Health
CDC PLACES — 14+ days/month
South Bend
20.3%
Thousand Oaks
15.0%
Thousand Oaks +
No Health Insurance
CDC PLACES
South Bend
12.6%
Thousand Oaks
5.8%
Thousand Oaks +
Binge Drinking
CDC PLACES
South Bend
15.3%
South Bend +
Thousand Oaks
15.7%
Current Smokers
CDC PLACES
South Bend
18.2%
Thousand Oaks
8.6%
Thousand Oaks +
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.7% | 23.0% | Thousand Oaks + |
| Diabetes RateCDC PLACES | 15.2% | 10.1% | Thousand Oaks + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.3% | 15.0% | Thousand Oaks + |
| No Health InsuranceCDC PLACES | 12.6% | 5.8% | Thousand Oaks + |
| Binge DrinkingCDC PLACES | 15.3% | 15.7% | South Bend + |
| Current SmokersCDC PLACES | 18.2% | 8.6% | Thousand Oaks + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
South Bend
49.8°F
South Bend +
Thousand Oaks
62.7°F
Annual Precipitation
NOAA 1991–2020 normal
South Bend
38.0 in
Thousand Oaks
16.5 in
Thousand Oaks +
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.8°F | 62.7°F | South Bend + |
| Annual PrecipitationNOAA 1991–2020 normal | 38.0 in | 16.5 in | Thousand Oaks + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
South Bend
10.1 µg/m³
Thousand Oaks
7.9 µg/m³
Thousand Oaks +
Good Air Days
AQI ≤ 50
South Bend
55.0%
Thousand Oaks
75.0%
Thousand Oaks +
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.9 µg/m³ | Thousand Oaks + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Thousand Oaks + |
Commute
Mean Commute Time
Census ACS
South Bend
21.6 min
Thousand Oaks
N/A
| Metric | South Bend, IN | Thousand Oaks, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.6 min | N/A | - |
Which City is Right for You?
South Bend offers more affordable housing with a median home price of $194,972. On public safety, South Bend is safer with a violent crime rate of 370 per 100,000 residents, compared to 503 in Thousand Oaks. Thousand Oaks has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Thousand Oaks scores better with a lower obesity rate of 23.0%.
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