South Bend IN vs Westminster CO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Westminster, CO
Colorado · Population: 115,546
- Median HH Income$96,145
- Median Home Price$528,447
- Unemployment3.8%
- Bachelor's+44.0%
Detailed Comparison
Demographics
Population
South Bend
102,866
Westminster
115,546
Westminster +
Pop. Density / sq mi
Lower = more space
South Bend
N/A
Westminster
N/A
Median Age
South Bend
33.9
South Bend +
Westminster
37.5
Foreign Born
South Bend
8.9%
South Bend +
Westminster
8.2%
White
South Bend
54.1%
Westminster
74.7%
Westminster +
Black
South Bend
24.4%
South Bend +
Westminster
1.2%
Asian
South Bend
1.7%
Westminster
4.7%
Westminster +
Hispanic
South Bend
17.3%
Westminster
23.7%
Westminster +
Spanish at Home
South Bend
N/A
Westminster
N/A
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| Population | 102,866 | 115,546 | Westminster + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.9 | 37.5 | South Bend + |
| Foreign Born | 8.9% | 8.2% | South Bend + |
| White | 54.1% | 74.7% | Westminster + |
| Black | 24.4% | 1.2% | South Bend + |
| Asian | 1.7% | 4.7% | Westminster + |
| Hispanic | 17.3% | 23.7% | Westminster + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
South Bend
$52,512
Westminster
$96,145
Westminster +
Per Capita Income
South Bend
$29,511
Westminster
$51,982
Westminster +
Per Capita Personal Income (MSA)
BEA MSA-level
South Bend
$58,697
Westminster
$76,653
Westminster +
Unemployment Rate
South Bend
6.0%
Westminster
3.8%
Westminster +
Poverty Rate
South Bend
22.6%
Westminster
7.0%
Westminster +
Bachelor's Degree+
South Bend
29.4%
Westminster
44.0%
Westminster +
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| Median HH Income | $52,512 | $96,145 | Westminster + |
| Per Capita Income | $29,511 | $51,982 | Westminster + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $76,653 | Westminster + |
| Unemployment Rate | 6.0% | 3.8% | Westminster + |
| Poverty Rate | 22.6% | 7.0% | Westminster + |
| Bachelor's Degree+ | 29.4% | 44.0% | Westminster + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
South Bend
$194,972
South Bend +
Westminster
$528,447
Homeownership Rate
South Bend
58.8%
Westminster
63.7%
Westminster +
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $194,972 | $528,447 | South Bend + |
| Homeownership Rate | 58.8% | 63.7% | Westminster + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
South Bend
370
South Bend +
Westminster
512
Property Crime / 100K
FBI CDE (state-level est.)
South Bend
1719
South Bend +
Westminster
3234
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 512 | South Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 3234 | South Bend + |
Health
Obesity Rate
CDC PLACES
South Bend
39.7%
Westminster
27.7%
Westminster +
Diabetes Rate
CDC PLACES
South Bend
15.2%
Westminster
8.4%
Westminster +
Poor Mental Health
CDC PLACES — 14+ days/month
South Bend
20.3%
Westminster
16.1%
Westminster +
No Health Insurance
CDC PLACES
South Bend
12.6%
Westminster
11.1%
Westminster +
Binge Drinking
CDC PLACES
South Bend
15.3%
South Bend +
Westminster
18.7%
Current Smokers
CDC PLACES
South Bend
18.2%
Westminster
11.1%
Westminster +
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 39.7% | 27.7% | Westminster + |
| Diabetes RateCDC PLACES | 15.2% | 8.4% | Westminster + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.3% | 16.1% | Westminster + |
| No Health InsuranceCDC PLACES | 12.6% | 11.1% | Westminster + |
| Binge DrinkingCDC PLACES | 15.3% | 18.7% | South Bend + |
| Current SmokersCDC PLACES | 18.2% | 11.1% | Westminster + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
South Bend
49.8°F
Westminster
N/A
Annual Precipitation
NOAA 1991–2020 normal
South Bend
38.0 in
Westminster
N/A
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 38.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
South Bend
10.1 µg/m³
Westminster
6.2 µg/m³
Westminster +
Good Air Days
AQI ≤ 50
South Bend
55.0%
Westminster
75.0%
Westminster +
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 6.2 µg/m³ | Westminster + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Westminster + |
Commute
Mean Commute Time
Census ACS
South Bend
21.6 min
South Bend +
Westminster
28.6 min
| Metric | South Bend, IN | Westminster, CO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.6 min | 28.6 min | South Bend + |
Which City is Right for You?
Westminster leads in median household income at $96,145, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, South Bend is safer with a violent crime rate of 370 per 100,000 residents, compared to 512 in Westminster. Westminster has a lower unemployment rate at 3.8%, and Westminster has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Westminster scores better with a lower obesity rate of 27.7%.
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