St. Charles MO vs Topeka KS — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

St. Charles, MO

Missouri · Population: 71,542

  • Median HH Income$55,578
  • Median Home Price$144,200
  • Unemployment4.7%
  • Bachelor's+22.7%

Topeka, KS

Kansas · Population: 126,103

  • Median HH Income$55,902
  • Median Home Price$193,522
  • Unemployment4.9%
  • Bachelor's+29.1%

Detailed Comparison

Demographics

Population
St. Charles
71,542
Topeka
126,103
Topeka +
Pop. Density / sq mi
Lower = more space
St. Charles
N/A
Topeka
N/A
Median Age
St. Charles
37.9
St. Charles +
Topeka
38.2
Foreign Born
St. Charles
4.2%
Topeka
5.3%
Topeka +
White
St. Charles
80.4%
St. Charles +
Topeka
71.0%
Black
St. Charles
6.7%
Topeka
9.7%
Topeka +
Asian
St. Charles
1.4%
Topeka
1.8%
Topeka +
Hispanic
St. Charles
7.7%
Topeka
16.9%
Topeka +
Spanish at Home
St. Charles
N/A
Topeka
N/A

Economy

Median HH Income
St. Charles
$55,578
Topeka
$55,902
Topeka +
Per Capita Income
St. Charles
$31,499
Topeka
$33,290
Topeka +
Per Capita Personal Income (MSA)
BEA MSA-level
St. Charles
$58,527
Topeka
$61,860
Topeka +
Unemployment Rate
St. Charles
4.7%
St. Charles +
Topeka
4.9%
Poverty Rate
St. Charles
18.7%
Topeka
15.6%
Topeka +
Bachelor's Degree+
St. Charles
22.7%
Topeka
29.1%
Topeka +

Housing

Median Home Value
Zillow ZHVI / Census ACS
St. Charles
$144,200
St. Charles +
Topeka
$193,522
Homeownership Rate
St. Charles
61.4%
St. Charles +
Topeka
59.2%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
St. Charles
501
Topeka
449
Topeka +
Property Crime / 100K
FBI CDE (state-level est.)
St. Charles
2418
Topeka
2174
Topeka +

Health

Obesity Rate
CDC PLACES
St. Charles
35.9%
St. Charles +
Topeka
39.7%
Diabetes Rate
CDC PLACES
St. Charles
10.4%
St. Charles +
Topeka
13.1%
Poor Mental Health
CDC PLACES — 14+ days/month
St. Charles
16.0%
St. Charles +
Topeka
16.8%
No Health Insurance
CDC PLACES
St. Charles
7.1%
St. Charles +
Topeka
11.4%
Binge Drinking
CDC PLACES
St. Charles
18.4%
Topeka
14.5%
Topeka +
Current Smokers
CDC PLACES
St. Charles
12.5%
St. Charles +
Topeka
16.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
St. Charles
N/A
Topeka
54.5°F
Annual Precipitation
NOAA 1991–2020 normal
St. Charles
N/A
Topeka
39.0 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
St. Charles
9.3 µg/m³
Topeka
8.2 µg/m³
Topeka +
Good Air Days
AQI ≤ 50
St. Charles
55.0%
Topeka
75.0%
Topeka +

Commute

Mean Commute Time
Census ACS
St. Charles
18.3 min
Topeka
18.3 min
Tie

Which City is Right for You?

Topeka leads in median household income at $55,902, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Topeka is safer with a violent crime rate of 449 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Topeka has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, St. Charles scores better with a lower obesity rate of 35.9%.

Compare More Cities

About St. Charles & Topeka