Cary NC vs Gainesville FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cary, NC
North Carolina · Population: 176,686
- Median HH Income$129,399
- Median Home Price$629,864
- Unemployment3.4%
- Bachelor's+70.2%
Gainesville, FL
Florida · Population: 143,611
- Median HH Income$45,611
- Median Home Price$299,633
- Unemployment4.8%
- Bachelor's+51.7%
Detailed Comparison
Demographics
Population
Cary
176,686
Cary +
Gainesville
143,611
Pop. Density / sq mi
Lower = more space
Cary
N/A
Gainesville
N/A
Median Age
Cary
39.8
Gainesville
26.5
Gainesville +
Foreign Born
Cary
23.7%
Cary +
Gainesville
12.1%
White
Cary
60.1%
Cary +
Gainesville
59.2%
Black
Cary
7.6%
Gainesville
21.6%
Gainesville +
Asian
Cary
20.4%
Cary +
Gainesville
6.2%
Hispanic
Cary
9.3%
Gainesville
13.4%
Gainesville +
Spanish at Home
Cary
N/A
Gainesville
N/A
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| Population | 176,686 | 143,611 | Cary + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.8 | 26.5 | Gainesville + |
| Foreign Born | 23.7% | 12.1% | Cary + |
| White | 60.1% | 59.2% | Cary + |
| Black | 7.6% | 21.6% | Gainesville + |
| Asian | 20.4% | 6.2% | Cary + |
| Hispanic | 9.3% | 13.4% | Gainesville + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cary
$129,399
Cary +
Gainesville
$45,611
Per Capita Income
Cary
$64,590
Cary +
Gainesville
$30,282
Per Capita Personal Income (MSA)
BEA MSA-level
Cary
$59,120
Gainesville
$65,328
Gainesville +
Unemployment Rate
Cary
3.4%
Cary +
Gainesville
4.8%
Poverty Rate
Cary
5.3%
Cary +
Gainesville
28.0%
Bachelor's Degree+
Cary
70.2%
Cary +
Gainesville
51.7%
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| Median HH Income | $129,399 | $45,611 | Cary + |
| Per Capita Income | $64,590 | $30,282 | Cary + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $65,328 | Gainesville + |
| Unemployment Rate | 3.4% | 4.8% | Cary + |
| Poverty Rate | 5.3% | 28.0% | Cary + |
| Bachelor's Degree+ | 70.2% | 51.7% | Cary + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cary
$629,864
Gainesville
$299,633
Gainesville +
Homeownership Rate
Cary
66.3%
Cary +
Gainesville
38.5%
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $629,864 | $299,633 | Gainesville + |
| Homeownership Rate | 66.3% | 38.5% | Cary + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cary
398
Gainesville
324
Gainesville +
Property Crime / 100K
FBI CDE (state-level est.)
Cary
1999
Gainesville
1453
Gainesville +
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 324 | Gainesville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1453 | Gainesville + |
Health
Obesity Rate
CDC PLACES
Cary
25.3%
Cary +
Gainesville
31.2%
Diabetes Rate
CDC PLACES
Cary
8.6%
Cary +
Gainesville
8.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Cary
12.8%
Cary +
Gainesville
21.3%
No Health Insurance
CDC PLACES
Cary
6.2%
Cary +
Gainesville
13.9%
Binge Drinking
CDC PLACES
Cary
14.3%
Cary +
Gainesville
17.8%
Current Smokers
CDC PLACES
Cary
7.7%
Cary +
Gainesville
11.8%
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.3% | 31.2% | Cary + |
| Diabetes RateCDC PLACES | 8.6% | 8.8% | Cary + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.8% | 21.3% | Cary + |
| No Health InsuranceCDC PLACES | 6.2% | 13.9% | Cary + |
| Binge DrinkingCDC PLACES | 14.3% | 17.8% | Cary + |
| Current SmokersCDC PLACES | 7.7% | 11.8% | Cary + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cary
59.4°F
Cary +
Gainesville
68.9°F
Annual Precipitation
NOAA 1991–2020 normal
Cary
46.3 in
Cary +
Gainesville
47.3 in
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.4°F | 68.9°F | Cary + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | 47.3 in | Cary + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cary
8.7 µg/m³
Gainesville
7.2 µg/m³
Gainesville +
Good Air Days
AQI ≤ 50
Cary
75.0%
Gainesville
75.0%
Tie
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.2 µg/m³ | Gainesville + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cary
24.3 min
Gainesville
20.1 min
Gainesville +
| Metric | Cary, NC | Gainesville, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.3 min | 20.1 min | Gainesville + |
Which City is Right for You?
Cary leads in median household income at $129,399, while gainesville offers more affordable housing with a median home price of $299,633. On public safety, Gainesville is safer with a violent crime rate of 324 per 100,000 residents, compared to 398 in Cary. Cary has a lower unemployment rate at 3.4%, and Gainesville has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cary scores better with a lower obesity rate of 25.3%.
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