Dayton OH vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Dayton, OH
Ohio · Population: 136,741
- Median HH Income$43,454
- Median Home Price$138,867
- Unemployment9.7%
- Bachelor's+20.7%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Dayton
136,741
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Dayton
N/A
Louisville
N/A
Median Age
Dayton
34.2
Dayton +
Louisville
37.7
Foreign Born
Dayton
5.0%
Louisville
9.8%
Louisville +
White
Dayton
51.3%
Louisville
63.1%
Louisville +
Black
Dayton
38.0%
Dayton +
Louisville
23.7%
Asian
Dayton
1.2%
Louisville
2.6%
Louisville +
Hispanic
Dayton
5.5%
Louisville
8.6%
Louisville +
Spanish at Home
Dayton
N/A
Louisville
N/A
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| Population | 136,741 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.2 | 37.7 | Dayton + |
| Foreign Born | 5.0% | 9.8% | Louisville + |
| White | 51.3% | 63.1% | Louisville + |
| Black | 38.0% | 23.7% | Dayton + |
| Asian | 1.2% | 2.6% | Louisville + |
| Hispanic | 5.5% | 8.6% | Louisville + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Dayton
$43,454
Louisville
$64,731
Louisville +
Per Capita Income
Dayton
$26,381
Louisville
$38,890
Louisville +
Per Capita Personal Income (MSA)
BEA MSA-level
Dayton
$58,300
Dayton +
Louisville
$52,606
Unemployment Rate
Dayton
9.7%
Louisville
5.0%
Louisville +
Poverty Rate
Dayton
27.1%
Louisville
16.1%
Louisville +
Bachelor's Degree+
Dayton
20.7%
Louisville
33.4%
Louisville +
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $43,454 | $64,731 | Louisville + |
| Per Capita Income | $26,381 | $38,890 | Louisville + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $52,606 | Dayton + |
| Unemployment Rate | 9.7% | 5.0% | Louisville + |
| Poverty Rate | 27.1% | 16.1% | Louisville + |
| Bachelor's Degree+ | 20.7% | 33.4% | Louisville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Dayton
$138,867
Dayton +
Louisville
$264,957
Homeownership Rate
Dayton
48.2%
Louisville
60.6%
Louisville +
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $138,867 | $264,957 | Dayton + |
| Homeownership Rate | 48.2% | 60.6% | Louisville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Dayton
319
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Dayton
1866
Louisville
1505
Louisville +
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 1505 | Louisville + |
Health
Obesity Rate
CDC PLACES
Dayton
42.9%
Louisville
N/A
Diabetes Rate
CDC PLACES
Dayton
17.6%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Dayton
21.6%
Louisville
N/A
No Health Insurance
CDC PLACES
Dayton
11.2%
Louisville
N/A
Binge Drinking
CDC PLACES
Dayton
14.6%
Louisville
N/A
Current Smokers
CDC PLACES
Dayton
20.5%
Louisville
N/A
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.9% | N/A | - |
| Diabetes RateCDC PLACES | 17.6% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.6% | N/A | - |
| No Health InsuranceCDC PLACES | 11.2% | N/A | - |
| Binge DrinkingCDC PLACES | 14.6% | N/A | - |
| Current SmokersCDC PLACES | 20.5% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Dayton
54.1°F
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Dayton
40.3 in
Dayton +
Louisville
43.3 in
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.3 in | 43.3 in | Dayton + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Dayton
10.3 µg/m³
Louisville
8.6 µg/m³
Louisville +
Good Air Days
AQI ≤ 50
Dayton
55.0%
Louisville
75.0%
Louisville +
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 8.6 µg/m³ | Louisville + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Louisville + |
Commute
Mean Commute Time
Census ACS
Dayton
22.2 min
Dayton +
Louisville
24.2 min
| Metric | Dayton, OH | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.2 min | 24.2 min | Dayton + |
Which City is Right for You?
Louisville leads in median household income at $64,731, while dayton offers more affordable housing with a median home price of $138,867. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 319 in Dayton. Louisville has a lower unemployment rate at 5.0%, and Louisville has cleaner air (PM2.5 avg 8.6 µg/m³).
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