Dayton OH vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Dayton, OH
Ohio · Population: 136,741
- Median HH Income$43,454
- Median Home Price$138,867
- Unemployment9.7%
- Bachelor's+20.7%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Dayton
136,741
McKinney
148,848
McKinney +
Pop. Density / sq mi
Lower = more space
Dayton
N/A
McKinney
N/A
Median Age
Dayton
34.2
McKinney
33.4
McKinney +
Foreign Born
Dayton
5.0%
McKinney
21.0%
McKinney +
White
Dayton
51.3%
Dayton +
McKinney
37.8%
Black
Dayton
38.0%
Dayton +
McKinney
24.7%
Asian
Dayton
1.2%
McKinney
3.0%
McKinney +
Hispanic
Dayton
5.5%
McKinney
44.7%
McKinney +
Spanish at Home
Dayton
N/A
McKinney
N/A
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| Population | 136,741 | 148,848 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.2 | 33.4 | McKinney + |
| Foreign Born | 5.0% | 21.0% | McKinney + |
| White | 51.3% | 37.8% | Dayton + |
| Black | 38.0% | 24.7% | Dayton + |
| Asian | 1.2% | 3.0% | McKinney + |
| Hispanic | 5.5% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Dayton
$43,454
McKinney
$71,843
McKinney +
Per Capita Income
Dayton
$26,381
McKinney
$29,291
McKinney +
Per Capita Personal Income (MSA)
BEA MSA-level
Dayton
$58,300
McKinney
$63,758
McKinney +
Unemployment Rate
Dayton
9.7%
McKinney
4.8%
McKinney +
Poverty Rate
Dayton
27.1%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Dayton
20.7%
Dayton +
McKinney
18.5%
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $43,454 | $71,843 | McKinney + |
| Per Capita Income | $26,381 | $29,291 | McKinney + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,300 | $63,758 | McKinney + |
| Unemployment Rate | 9.7% | 4.8% | McKinney + |
| Poverty Rate | 27.1% | 12.4% | McKinney + |
| Bachelor's Degree+ | 20.7% | 18.5% | Dayton + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Dayton
$138,867
Dayton +
McKinney
$487,346
Homeownership Rate
Dayton
48.2%
McKinney
63.2%
McKinney +
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $138,867 | $487,346 | Dayton + |
| Homeownership Rate | 48.2% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Dayton
319
Dayton +
McKinney
442
Property Crime / 100K
FBI CDE (state-level est.)
Dayton
1866
Dayton +
McKinney
2339
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 319 | 442 | Dayton + |
| Property Crime / 100KFBI CDE (state-level est.) | 1866 | 2339 | Dayton + |
Health
Obesity Rate
CDC PLACES
Dayton
42.9%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Dayton
17.6%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Dayton
21.6%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Dayton
11.2%
McKinney
10.9%
McKinney +
Binge Drinking
CDC PLACES
Dayton
14.6%
Dayton +
McKinney
18.3%
Current Smokers
CDC PLACES
Dayton
20.5%
McKinney
9.9%
McKinney +
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 42.9% | 33.9% | McKinney + |
| Diabetes RateCDC PLACES | 17.6% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.6% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 11.2% | 10.9% | McKinney + |
| Binge DrinkingCDC PLACES | 14.6% | 18.3% | Dayton + |
| Current SmokersCDC PLACES | 20.5% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Dayton
54.1°F
Dayton +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Dayton
40.3 in
McKinney
40.0 in
McKinney +
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.1°F | 64.2°F | Dayton + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.3 in | 40.0 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Dayton
10.3 µg/m³
McKinney
9.2 µg/m³
McKinney +
Good Air Days
AQI ≤ 50
Dayton
55.0%
McKinney
55.0%
Tie
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.3 µg/m³ | 9.2 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Dayton
22.2 min
Dayton +
McKinney
35.6 min
| Metric | Dayton, OH | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.2 min | 35.6 min | Dayton + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while dayton offers more affordable housing with a median home price of $138,867. On public safety, Dayton is safer with a violent crime rate of 319 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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