Madison WI vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Madison, WI
Wisconsin · Population: 275,568
- Median HH Income$76,983
- Median Home Price$429,253
- Unemployment2.7%
- Bachelor's+59.2%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Madison
275,568
Madison +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Madison
N/A
McKinney
N/A
Median Age
Madison
31.8
Madison +
McKinney
33.4
Foreign Born
Madison
11.6%
McKinney
21.0%
McKinney +
White
Madison
73.0%
Madison +
McKinney
37.8%
Black
Madison
7.1%
McKinney
24.7%
McKinney +
Asian
Madison
8.0%
Madison +
McKinney
3.0%
Hispanic
Madison
9.3%
McKinney
44.7%
McKinney +
Spanish at Home
Madison
N/A
McKinney
N/A
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| Population | 275,568 | 148,848 | Madison + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 31.8 | 33.4 | Madison + |
| Foreign Born | 11.6% | 21.0% | McKinney + |
| White | 73.0% | 37.8% | Madison + |
| Black | 7.1% | 24.7% | McKinney + |
| Asian | 8.0% | 3.0% | Madison + |
| Hispanic | 9.3% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Madison
$76,983
Madison +
McKinney
$71,843
Per Capita Income
Madison
$48,557
Madison +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Madison
$61,837
McKinney
$63,758
McKinney +
Unemployment Rate
Madison
2.7%
Madison +
McKinney
4.8%
Poverty Rate
Madison
16.2%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Madison
59.2%
Madison +
McKinney
18.5%
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $76,983 | $71,843 | Madison + |
| Per Capita Income | $48,557 | $29,291 | Madison + |
| Per Capita Personal Income (MSA)BEA MSA-level | $61,837 | $63,758 | McKinney + |
| Unemployment Rate | 2.7% | 4.8% | Madison + |
| Poverty Rate | 16.2% | 12.4% | McKinney + |
| Bachelor's Degree+ | 59.2% | 18.5% | Madison + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Madison
$429,253
Madison +
McKinney
$487,346
Homeownership Rate
Madison
46.6%
McKinney
63.2%
McKinney +
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $429,253 | $487,346 | Madison + |
| Homeownership Rate | 46.6% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Madison
309
Madison +
McKinney
442
Property Crime / 100K
FBI CDE (state-level est.)
Madison
1392
Madison +
McKinney
2339
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 309 | 442 | Madison + |
| Property Crime / 100KFBI CDE (state-level est.) | 1392 | 2339 | Madison + |
Health
Obesity Rate
CDC PLACES
Madison
32.7%
Madison +
McKinney
33.9%
Diabetes Rate
CDC PLACES
Madison
7.4%
Madison +
McKinney
9.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Madison
16.5%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Madison
7.9%
Madison +
McKinney
10.9%
Binge Drinking
CDC PLACES
Madison
20.8%
McKinney
18.3%
McKinney +
Current Smokers
CDC PLACES
Madison
10.2%
McKinney
9.9%
McKinney +
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.7% | 33.9% | Madison + |
| Diabetes RateCDC PLACES | 7.4% | 9.1% | Madison + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.5% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 7.9% | 10.9% | Madison + |
| Binge DrinkingCDC PLACES | 20.8% | 18.3% | McKinney + |
| Current SmokersCDC PLACES | 10.2% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Madison
46.7°F
Madison +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Madison
37.3 in
Madison +
McKinney
40.0 in
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 46.7°F | 64.2°F | Madison + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.3 in | 40.0 in | Madison + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Madison
9.3 µg/m³
McKinney
9.2 µg/m³
McKinney +
Good Air Days
AQI ≤ 50
Madison
55.0%
McKinney
55.0%
Tie
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 9.2 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Madison
21.2 min
Madison +
McKinney
35.6 min
| Metric | Madison, WI | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 21.2 min | 35.6 min | Madison + |
Which City is Right for You?
Madison leads in median household income at $76,983, while madison offers more affordable housing with a median home price of $429,253. On public safety, Madison is safer with a violent crime rate of 309 per 100,000 residents, compared to 442 in McKinney. Madison has a lower unemployment rate at 2.7%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Madison scores better with a lower obesity rate of 32.7%.
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