Miami FL vs Montgomery AL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Detailed Comparison
Demographics
Population
Miami
446,663
Miami +
Montgomery
198,440
Pop. Density / sq mi
Lower = more space
Miami
N/A
Montgomery
N/A
Median Age
Miami
39.7
Montgomery
36.2
Montgomery +
Foreign Born
Miami
57.7%
Miami +
Montgomery
5.5%
White
Miami
34.2%
Miami +
Montgomery
27.7%
Black
Miami
13.7%
Montgomery
63.0%
Montgomery +
Asian
Miami
1.6%
Montgomery
3.3%
Montgomery +
Hispanic
Miami
71.2%
Miami +
Montgomery
4.8%
Spanish at Home
Miami
N/A
Montgomery
N/A
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| Population | 446,663 | 198,440 | Miami + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 36.2 | Montgomery + |
| Foreign Born | 57.7% | 5.5% | Miami + |
| White | 34.2% | 27.7% | Miami + |
| Black | 13.7% | 63.0% | Montgomery + |
| Asian | 1.6% | 3.3% | Montgomery + |
| Hispanic | 71.2% | 4.8% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Miami
$59,390
Miami +
Montgomery
$55,687
Per Capita Income
Miami
$42,528
Miami +
Montgomery
$32,068
Per Capita Personal Income (MSA)
BEA MSA-level
Miami
$65,328
Miami +
Montgomery
$51,690
Unemployment Rate
Miami
5.0%
Miami +
Montgomery
6.5%
Poverty Rate
Miami
19.2%
Miami +
Montgomery
20.9%
Bachelor's Degree+
Miami
35.6%
Miami +
Montgomery
33.5%
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| Median HH Income | $59,390 | $55,687 | Miami + |
| Per Capita Income | $42,528 | $32,068 | Miami + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $51,690 | Miami + |
| Unemployment Rate | 5.0% | 6.5% | Miami + |
| Poverty Rate | 19.2% | 20.9% | Miami + |
| Bachelor's Degree+ | 35.6% | 33.5% | Miami + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Miami
$580,996
Montgomery
$151,721
Montgomery +
Homeownership Rate
Miami
30.7%
Montgomery
54.3%
Montgomery +
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $580,996 | $151,721 | Montgomery + |
| Homeownership Rate | 30.7% | 54.3% | Montgomery + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Miami
324
Miami +
Montgomery
400
Property Crime / 100K
FBI CDE (state-level est.)
Miami
1453
Miami +
Montgomery
1734
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 400 | Miami + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1734 | Miami + |
Health
Obesity Rate
CDC PLACES
Miami
29.9%
Miami +
Montgomery
46.4%
Diabetes Rate
CDC PLACES
Miami
15.5%
Miami +
Montgomery
16.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Miami
15.0%
Miami +
Montgomery
17.6%
No Health Insurance
CDC PLACES
Miami
27.2%
Montgomery
11.0%
Montgomery +
Binge Drinking
CDC PLACES
Miami
15.3%
Montgomery
12.4%
Montgomery +
Current Smokers
CDC PLACES
Miami
12.3%
Miami +
Montgomery
15.3%
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.9% | 46.4% | Miami + |
| Diabetes RateCDC PLACES | 15.5% | 16.7% | Miami + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.0% | 17.6% | Miami + |
| No Health InsuranceCDC PLACES | 27.2% | 11.0% | Montgomery + |
| Binge DrinkingCDC PLACES | 15.3% | 12.4% | Montgomery + |
| Current SmokersCDC PLACES | 12.3% | 15.3% | Miami + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Miami
75.8°F
Montgomery
64.5°F
Montgomery +
Annual Precipitation
NOAA 1991–2020 normal
Miami
64.1 in
Montgomery
52.8 in
Montgomery +
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 75.8°F | 64.5°F | Montgomery + |
| Annual PrecipitationNOAA 1991–2020 normal | 64.1 in | 52.8 in | Montgomery + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Miami
7.2 µg/m³
Miami +
Montgomery
8.8 µg/m³
Good Air Days
AQI ≤ 50
Miami
75.0%
Montgomery
75.0%
Tie
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.8 µg/m³ | Miami + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Miami
29.9 min
Montgomery
22.0 min
Montgomery +
| Metric | Miami, FL | Montgomery, AL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.9 min | 22.0 min | Montgomery + |
Which City is Right for You?
Miami leads in median household income at $59,390, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Miami is safer with a violent crime rate of 324 per 100,000 residents, compared to 400 in Montgomery. Miami has a lower unemployment rate at 5.0%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Miami scores better with a lower obesity rate of 29.9%.
Compare More Cities
Miami, FL vs New York, NYLos Angeles, CA vs Miami, FLChicago, IL vs Miami, FLHouston, TX vs Miami, FLMiami, FL vs Phoenix, AZMiami, FL vs Philadelphia, PA