Miami FL vs Mount Vernon NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
Mount Vernon, NY
New York · Population: 72,528
- Median HH Income$77,171
- Median Home Price$579,771
- Unemployment6.9%
- Bachelor's+35.0%
Detailed Comparison
Demographics
Population
Miami
446,663
Miami +
Mount Vernon
72,528
Pop. Density / sq mi
Lower = more space
Miami
N/A
Mount Vernon
N/A
Median Age
Miami
39.7
Miami +
Mount Vernon
41.9
Foreign Born
Miami
57.7%
Miami +
Mount Vernon
31.9%
White
Miami
34.2%
Miami +
Mount Vernon
16.2%
Black
Miami
13.7%
Mount Vernon
60.4%
Mount Vernon +
Asian
Miami
1.6%
Mount Vernon
2.2%
Mount Vernon +
Hispanic
Miami
71.2%
Miami +
Mount Vernon
18.3%
Spanish at Home
Miami
N/A
Mount Vernon
N/A
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| Population | 446,663 | 72,528 | Miami + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 41.9 | Miami + |
| Foreign Born | 57.7% | 31.9% | Miami + |
| White | 34.2% | 16.2% | Miami + |
| Black | 13.7% | 60.4% | Mount Vernon + |
| Asian | 1.6% | 2.2% | Mount Vernon + |
| Hispanic | 71.2% | 18.3% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Miami
$59,390
Mount Vernon
$77,171
Mount Vernon +
Per Capita Income
Miami
$42,528
Miami +
Mount Vernon
$42,158
Per Capita Personal Income (MSA)
BEA MSA-level
Miami
$65,328
Mount Vernon
$77,425
Mount Vernon +
Unemployment Rate
Miami
5.0%
Miami +
Mount Vernon
6.9%
Poverty Rate
Miami
19.2%
Mount Vernon
13.6%
Mount Vernon +
Bachelor's Degree+
Miami
35.6%
Miami +
Mount Vernon
35.0%
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| Median HH Income | $59,390 | $77,171 | Mount Vernon + |
| Per Capita Income | $42,528 | $42,158 | Miami + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $77,425 | Mount Vernon + |
| Unemployment Rate | 5.0% | 6.9% | Miami + |
| Poverty Rate | 19.2% | 13.6% | Mount Vernon + |
| Bachelor's Degree+ | 35.6% | 35.0% | Miami + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Miami
$580,996
Mount Vernon
$579,771
Mount Vernon +
Homeownership Rate
Miami
30.7%
Mount Vernon
42.1%
Mount Vernon +
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $580,996 | $579,771 | Mount Vernon + |
| Homeownership Rate | 30.7% | 42.1% | Mount Vernon + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Miami
324
Miami +
Mount Vernon
434
Property Crime / 100K
FBI CDE (state-level est.)
Miami
1453
Miami +
Mount Vernon
1736
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 434 | Miami + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1736 | Miami + |
Health
Obesity Rate
CDC PLACES
Miami
29.9%
Miami +
Mount Vernon
33.2%
Diabetes Rate
CDC PLACES
Miami
15.5%
Mount Vernon
13.6%
Mount Vernon +
Poor Mental Health
CDC PLACES — 14+ days/month
Miami
15.0%
Miami +
Mount Vernon
16.3%
No Health Insurance
CDC PLACES
Miami
27.2%
Mount Vernon
9.3%
Mount Vernon +
Binge Drinking
CDC PLACES
Miami
15.3%
Mount Vernon
12.8%
Mount Vernon +
Current Smokers
CDC PLACES
Miami
12.3%
Miami +
Mount Vernon
12.8%
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.9% | 33.2% | Miami + |
| Diabetes RateCDC PLACES | 15.5% | 13.6% | Mount Vernon + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.0% | 16.3% | Miami + |
| No Health InsuranceCDC PLACES | 27.2% | 9.3% | Mount Vernon + |
| Binge DrinkingCDC PLACES | 15.3% | 12.8% | Mount Vernon + |
| Current SmokersCDC PLACES | 12.3% | 12.8% | Miami + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Miami
75.8°F
Mount Vernon
N/A
Annual Precipitation
NOAA 1991–2020 normal
Miami
64.1 in
Mount Vernon
N/A
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 75.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 64.1 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Miami
7.2 µg/m³
Miami +
Mount Vernon
8.1 µg/m³
Good Air Days
AQI ≤ 50
Miami
75.0%
Mount Vernon
75.0%
Tie
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Miami + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Miami
29.9 min
Miami +
Mount Vernon
38.6 min
| Metric | Miami, FL | Mount Vernon, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.9 min | 38.6 min | Miami + |
Which City is Right for You?
Mount Vernon leads in median household income at $77,171, while mount Vernon offers more affordable housing with a median home price of $579,771. On public safety, Miami is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in Mount Vernon. Miami has a lower unemployment rate at 5.0%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Miami scores better with a lower obesity rate of 29.9%.
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