Miami FL vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Miami
446,663
Miami +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Miami
N/A
South Bend
N/A
Median Age
Miami
39.7
South Bend
33.9
South Bend +
Foreign Born
Miami
57.7%
Miami +
South Bend
8.9%
White
Miami
34.2%
South Bend
54.1%
South Bend +
Black
Miami
13.7%
South Bend
24.4%
South Bend +
Asian
Miami
1.6%
South Bend
1.7%
South Bend +
Hispanic
Miami
71.2%
Miami +
South Bend
17.3%
Spanish at Home
Miami
N/A
South Bend
N/A
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| Population | 446,663 | 102,866 | Miami + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 33.9 | South Bend + |
| Foreign Born | 57.7% | 8.9% | Miami + |
| White | 34.2% | 54.1% | South Bend + |
| Black | 13.7% | 24.4% | South Bend + |
| Asian | 1.6% | 1.7% | South Bend + |
| Hispanic | 71.2% | 17.3% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Miami
$59,390
Miami +
South Bend
$52,512
Per Capita Income
Miami
$42,528
Miami +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Miami
$65,328
Miami +
South Bend
$58,697
Unemployment Rate
Miami
5.0%
Miami +
South Bend
6.0%
Poverty Rate
Miami
19.2%
Miami +
South Bend
22.6%
Bachelor's Degree+
Miami
35.6%
Miami +
South Bend
29.4%
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $59,390 | $52,512 | Miami + |
| Per Capita Income | $42,528 | $29,511 | Miami + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $58,697 | Miami + |
| Unemployment Rate | 5.0% | 6.0% | Miami + |
| Poverty Rate | 19.2% | 22.6% | Miami + |
| Bachelor's Degree+ | 35.6% | 29.4% | Miami + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Miami
$580,996
South Bend
$194,972
South Bend +
Homeownership Rate
Miami
30.7%
South Bend
58.8%
South Bend +
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $580,996 | $194,972 | South Bend + |
| Homeownership Rate | 30.7% | 58.8% | South Bend + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Miami
324
Miami +
South Bend
370
Property Crime / 100K
FBI CDE (state-level est.)
Miami
1453
Miami +
South Bend
1719
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 370 | Miami + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1719 | Miami + |
Health
Obesity Rate
CDC PLACES
Miami
29.9%
Miami +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Miami
15.5%
South Bend
15.2%
South Bend +
Poor Mental Health
CDC PLACES — 14+ days/month
Miami
15.0%
Miami +
South Bend
20.3%
No Health Insurance
CDC PLACES
Miami
27.2%
South Bend
12.6%
South Bend +
Binge Drinking
CDC PLACES
Miami
15.3%
South Bend
15.3%
Tie
Current Smokers
CDC PLACES
Miami
12.3%
Miami +
South Bend
18.2%
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.9% | 39.7% | Miami + |
| Diabetes RateCDC PLACES | 15.5% | 15.2% | South Bend + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.0% | 20.3% | Miami + |
| No Health InsuranceCDC PLACES | 27.2% | 12.6% | South Bend + |
| Binge DrinkingCDC PLACES | 15.3% | 15.3% | Tie |
| Current SmokersCDC PLACES | 12.3% | 18.2% | Miami + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Miami
75.8°F
South Bend
49.8°F
South Bend +
Annual Precipitation
NOAA 1991–2020 normal
Miami
64.1 in
South Bend
38.0 in
South Bend +
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 75.8°F | 49.8°F | South Bend + |
| Annual PrecipitationNOAA 1991–2020 normal | 64.1 in | 38.0 in | South Bend + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Miami
7.2 µg/m³
Miami +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Miami
75.0%
Miami +
South Bend
55.0%
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 10.1 µg/m³ | Miami + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Miami + |
Commute
Mean Commute Time
Census ACS
Miami
29.9 min
South Bend
21.6 min
South Bend +
| Metric | Miami, FL | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.9 min | 21.6 min | South Bend + |
Which City is Right for You?
Miami leads in median household income at $59,390, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, Miami is safer with a violent crime rate of 324 per 100,000 residents, compared to 370 in South Bend. Miami has a lower unemployment rate at 5.0%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Miami scores better with a lower obesity rate of 29.9%.
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