Miami FL vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Miami
446,663
Miami +
Toledo
268,461
Pop. Density / sq mi
Lower = more space
Miami
N/A
Toledo
N/A
Median Age
Miami
39.7
Toledo
35.7
Toledo +
Foreign Born
Miami
57.7%
Miami +
Toledo
3.4%
White
Miami
34.2%
Toledo
58.7%
Toledo +
Black
Miami
13.7%
Toledo
28.7%
Toledo +
Asian
Miami
1.6%
Miami +
Toledo
1.4%
Hispanic
Miami
71.2%
Miami +
Toledo
8.9%
Spanish at Home
Miami
N/A
Toledo
N/A
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| Population | 446,663 | 268,461 | Miami + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 35.7 | Toledo + |
| Foreign Born | 57.7% | 3.4% | Miami + |
| White | 34.2% | 58.7% | Toledo + |
| Black | 13.7% | 28.7% | Toledo + |
| Asian | 1.6% | 1.4% | Miami + |
| Hispanic | 71.2% | 8.9% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Miami
$59,390
Miami +
Toledo
$47,532
Per Capita Income
Miami
$42,528
Miami +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Miami
$65,328
Miami +
Toledo
$58,300
Unemployment Rate
Miami
5.0%
Miami +
Toledo
8.5%
Poverty Rate
Miami
19.2%
Miami +
Toledo
24.5%
Bachelor's Degree+
Miami
35.6%
Miami +
Toledo
21.0%
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $59,390 | $47,532 | Miami + |
| Per Capita Income | $42,528 | $27,407 | Miami + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $58,300 | Miami + |
| Unemployment Rate | 5.0% | 8.5% | Miami + |
| Poverty Rate | 19.2% | 24.5% | Miami + |
| Bachelor's Degree+ | 35.6% | 21.0% | Miami + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Miami
$580,996
Toledo
$130,101
Toledo +
Homeownership Rate
Miami
30.7%
Toledo
52.7%
Toledo +
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $580,996 | $130,101 | Toledo + |
| Homeownership Rate | 30.7% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Miami
324
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Miami
1453
Miami +
Toledo
1866
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1866 | Miami + |
Health
Obesity Rate
CDC PLACES
Miami
29.9%
Miami +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Miami
15.5%
Miami +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Miami
15.0%
Miami +
Toledo
20.6%
No Health Insurance
CDC PLACES
Miami
27.2%
Toledo
11.3%
Toledo +
Binge Drinking
CDC PLACES
Miami
15.3%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Miami
12.3%
Miami +
Toledo
19.9%
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.9% | 39.3% | Miami + |
| Diabetes RateCDC PLACES | 15.5% | 15.7% | Miami + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.0% | 20.6% | Miami + |
| No Health InsuranceCDC PLACES | 27.2% | 11.3% | Toledo + |
| Binge DrinkingCDC PLACES | 15.3% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 12.3% | 19.9% | Miami + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Miami
75.8°F
Toledo
50.6°F
Toledo +
Annual Precipitation
NOAA 1991–2020 normal
Miami
64.1 in
Toledo
33.4 in
Toledo +
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 75.8°F | 50.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 64.1 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Miami
7.2 µg/m³
Miami +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Miami
75.0%
Miami +
Toledo
55.0%
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 10.3 µg/m³ | Miami + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Miami + |
Commute
Mean Commute Time
Census ACS
Miami
29.9 min
Toledo
21.3 min
Toledo +
| Metric | Miami, FL | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.9 min | 21.3 min | Toledo + |
Which City is Right for You?
Miami leads in median household income at $59,390, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 324 in Miami. Miami has a lower unemployment rate at 5.0%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Miami scores better with a lower obesity rate of 29.9%.
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