Modesto CA vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Modesto
218,614
Modesto +
Oxnard
201,014
Pop. Density / sq mi
Lower = more space
Modesto
N/A
Oxnard
N/A
Median Age
Modesto
35.4
Oxnard
34.0
Oxnard +
Foreign Born
Modesto
18.7%
Oxnard
33.8%
Oxnard +
White
Modesto
50.8%
Modesto +
Oxnard
36.9%
Black
Modesto
4.7%
Modesto +
Oxnard
1.8%
Asian
Modesto
7.4%
Modesto +
Oxnard
6.6%
Hispanic
Modesto
43.9%
Oxnard
77.0%
Oxnard +
Spanish at Home
Modesto
N/A
Oxnard
N/A
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| Population | 218,614 | 201,014 | Modesto + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.4 | 34.0 | Oxnard + |
| Foreign Born | 18.7% | 33.8% | Oxnard + |
| White | 50.8% | 36.9% | Modesto + |
| Black | 4.7% | 1.8% | Modesto + |
| Asian | 7.4% | 6.6% | Modesto + |
| Hispanic | 43.9% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Modesto
$77,899
Oxnard
$93,372
Oxnard +
Per Capita Income
Modesto
$34,656
Modesto +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Modesto
$77,230
Oxnard
$77,230
Tie
Unemployment Rate
Modesto
7.3%
Oxnard
6.6%
Oxnard +
Poverty Rate
Modesto
13.0%
Oxnard
10.8%
Oxnard +
Bachelor's Degree+
Modesto
20.3%
Modesto +
Oxnard
19.6%
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $77,899 | $93,372 | Oxnard + |
| Per Capita Income | $34,656 | $30,413 | Modesto + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 7.3% | 6.6% | Oxnard + |
| Poverty Rate | 13.0% | 10.8% | Oxnard + |
| Bachelor's Degree+ | 20.3% | 19.6% | Modesto + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Modesto
$447,353
Modesto +
Oxnard
$765,773
Homeownership Rate
Modesto
58.4%
Modesto +
Oxnard
53.9%
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $447,353 | $765,773 | Modesto + |
| Homeownership Rate | 58.4% | 53.9% | Modesto + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Modesto
503
Oxnard
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Modesto
2388
Oxnard
2388
Tie
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Modesto
36.2%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Modesto
12.1%
Modesto +
Oxnard
12.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Modesto
19.0%
Oxnard
17.9%
Oxnard +
No Health Insurance
CDC PLACES
Modesto
13.0%
Modesto +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Modesto
16.5%
Oxnard
15.6%
Oxnard +
Current Smokers
CDC PLACES
Modesto
13.7%
Oxnard
12.0%
Oxnard +
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.2% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 12.1% | 12.8% | Modesto + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | 17.9% | Oxnard + |
| No Health InsuranceCDC PLACES | 13.0% | 19.2% | Modesto + |
| Binge DrinkingCDC PLACES | 16.5% | 15.6% | Oxnard + |
| Current SmokersCDC PLACES | 13.7% | 12.0% | Oxnard + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Modesto
63.7°F
Oxnard
61.2°F
Oxnard +
Annual Precipitation
NOAA 1991–2020 normal
Modesto
13.1 in
Modesto +
Oxnard
15.3 in
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.7°F | 61.2°F | Oxnard + |
| Annual PrecipitationNOAA 1991–2020 normal | 13.1 in | 15.3 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Modesto
7.9 µg/m³
Oxnard
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Modesto
75.0%
Oxnard
75.0%
Tie
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Modesto
30.5 min
Oxnard
27.1 min
Oxnard +
| Metric | Modesto, CA | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.5 min | 27.1 min | Oxnard + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while modesto offers more affordable housing with a median home price of $447,353. On public safety, Oxnard is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Modesto. Oxnard has a lower unemployment rate at 6.6%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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