Modesto CA vs Richmond VA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Richmond, VA
Virginia · Population: 227,595
- Median HH Income$62,671
- Median Home Price$374,265
- Unemployment6.0%
- Bachelor's+44.1%
Detailed Comparison
Demographics
Population
Modesto
218,614
Richmond
227,595
Richmond +
Pop. Density / sq mi
Lower = more space
Modesto
N/A
Richmond
N/A
Median Age
Modesto
35.4
Richmond
34.5
Richmond +
Foreign Born
Modesto
18.7%
Modesto +
Richmond
8.6%
White
Modesto
50.8%
Modesto +
Richmond
43.2%
Black
Modesto
4.7%
Richmond
42.0%
Richmond +
Asian
Modesto
7.4%
Modesto +
Richmond
2.1%
Hispanic
Modesto
43.9%
Modesto +
Richmond
10.3%
Spanish at Home
Modesto
N/A
Richmond
N/A
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| Population | 218,614 | 227,595 | Richmond + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.4 | 34.5 | Richmond + |
| Foreign Born | 18.7% | 8.6% | Modesto + |
| White | 50.8% | 43.2% | Modesto + |
| Black | 4.7% | 42.0% | Richmond + |
| Asian | 7.4% | 2.1% | Modesto + |
| Hispanic | 43.9% | 10.3% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Modesto
$77,899
Modesto +
Richmond
$62,671
Per Capita Income
Modesto
$34,656
Richmond
$44,249
Richmond +
Per Capita Personal Income (MSA)
BEA MSA-level
Modesto
$77,230
Modesto +
Richmond
$69,581
Unemployment Rate
Modesto
7.3%
Richmond
6.0%
Richmond +
Poverty Rate
Modesto
13.0%
Modesto +
Richmond
18.8%
Bachelor's Degree+
Modesto
20.3%
Richmond
44.1%
Richmond +
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| Median HH Income | $77,899 | $62,671 | Modesto + |
| Per Capita Income | $34,656 | $44,249 | Richmond + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $69,581 | Modesto + |
| Unemployment Rate | 7.3% | 6.0% | Richmond + |
| Poverty Rate | 13.0% | 18.8% | Modesto + |
| Bachelor's Degree+ | 20.3% | 44.1% | Richmond + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Modesto
$447,353
Richmond
$374,265
Richmond +
Homeownership Rate
Modesto
58.4%
Modesto +
Richmond
43.5%
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $447,353 | $374,265 | Richmond + |
| Homeownership Rate | 58.4% | 43.5% | Modesto + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Modesto
503
Richmond
240
Richmond +
Property Crime / 100K
FBI CDE (state-level est.)
Modesto
2388
Richmond
1726
Richmond +
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 240 | Richmond + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1726 | Richmond + |
Health
Obesity Rate
CDC PLACES
Modesto
36.2%
Modesto +
Richmond
36.7%
Diabetes Rate
CDC PLACES
Modesto
12.1%
Modesto +
Richmond
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Modesto
19.0%
Richmond
18.8%
Richmond +
No Health Insurance
CDC PLACES
Modesto
13.0%
Richmond
10.7%
Richmond +
Binge Drinking
CDC PLACES
Modesto
16.5%
Richmond
16.2%
Richmond +
Current Smokers
CDC PLACES
Modesto
13.7%
Modesto +
Richmond
13.9%
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.2% | 36.7% | Modesto + |
| Diabetes RateCDC PLACES | 12.1% | 12.3% | Modesto + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | 18.8% | Richmond + |
| No Health InsuranceCDC PLACES | 13.0% | 10.7% | Richmond + |
| Binge DrinkingCDC PLACES | 16.5% | 16.2% | Richmond + |
| Current SmokersCDC PLACES | 13.7% | 13.9% | Modesto + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Modesto
63.7°F
Richmond
58.9°F
Richmond +
Annual Precipitation
NOAA 1991–2020 normal
Modesto
13.1 in
Modesto +
Richmond
43.6 in
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.7°F | 58.9°F | Richmond + |
| Annual PrecipitationNOAA 1991–2020 normal | 13.1 in | 43.6 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Modesto
7.9 µg/m³
Modesto +
Richmond
8.2 µg/m³
Good Air Days
AQI ≤ 50
Modesto
75.0%
Richmond
75.0%
Tie
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.2 µg/m³ | Modesto + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Modesto
30.5 min
Richmond
23.6 min
Richmond +
| Metric | Modesto, CA | Richmond, VA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.5 min | 23.6 min | Richmond + |
Which City is Right for You?
Modesto leads in median household income at $77,899, while richmond offers more affordable housing with a median home price of $374,265. On public safety, Richmond is safer with a violent crime rate of 240 per 100,000 residents, compared to 503 in Modesto. Richmond has a lower unemployment rate at 6.0%, and Modesto has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Modesto scores better with a lower obesity rate of 36.2%.
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