Modesto CA vs Saint Paul MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Saint Paul, MN
Minnesota · Population: 307,762
- Median HH Income$73,055
- Median Home Price$297,021
- Unemployment4.9%
- Bachelor's+43.5%
Detailed Comparison
Demographics
Population
Modesto
218,614
Saint Paul
307,762
Saint Paul +
Pop. Density / sq mi
Lower = more space
Modesto
N/A
Saint Paul
N/A
Median Age
Modesto
35.4
Saint Paul
33.5
Saint Paul +
Foreign Born
Modesto
18.7%
Modesto +
Saint Paul
18.7%
White
Modesto
50.8%
Saint Paul
53.2%
Saint Paul +
Black
Modesto
4.7%
Saint Paul
16.2%
Saint Paul +
Asian
Modesto
7.4%
Saint Paul
17.9%
Saint Paul +
Hispanic
Modesto
43.9%
Modesto +
Saint Paul
9.1%
Spanish at Home
Modesto
N/A
Saint Paul
N/A
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Population | 218,614 | 307,762 | Saint Paul + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.4 | 33.5 | Saint Paul + |
| Foreign Born | 18.7% | 18.7% | Modesto + |
| White | 50.8% | 53.2% | Saint Paul + |
| Black | 4.7% | 16.2% | Saint Paul + |
| Asian | 7.4% | 17.9% | Saint Paul + |
| Hispanic | 43.9% | 9.1% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Modesto
$77,899
Modesto +
Saint Paul
$73,055
Per Capita Income
Modesto
$34,656
Saint Paul
$41,594
Saint Paul +
Per Capita Personal Income (MSA)
BEA MSA-level
Modesto
$77,230
Modesto +
Saint Paul
$69,467
Unemployment Rate
Modesto
7.3%
Saint Paul
4.9%
Saint Paul +
Poverty Rate
Modesto
13.0%
Modesto +
Saint Paul
15.8%
Bachelor's Degree+
Modesto
20.3%
Saint Paul
43.5%
Saint Paul +
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Median HH Income | $77,899 | $73,055 | Modesto + |
| Per Capita Income | $34,656 | $41,594 | Saint Paul + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $69,467 | Modesto + |
| Unemployment Rate | 7.3% | 4.9% | Saint Paul + |
| Poverty Rate | 13.0% | 15.8% | Modesto + |
| Bachelor's Degree+ | 20.3% | 43.5% | Saint Paul + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Modesto
$447,353
Saint Paul
$297,021
Saint Paul +
Homeownership Rate
Modesto
58.4%
Modesto +
Saint Paul
53.2%
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $447,353 | $297,021 | Saint Paul + |
| Homeownership Rate | 58.4% | 53.2% | Modesto + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Modesto
503
Saint Paul
284
Saint Paul +
Property Crime / 100K
FBI CDE (state-level est.)
Modesto
2388
Saint Paul
1992
Saint Paul +
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 284 | Saint Paul + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1992 | Saint Paul + |
Health
Obesity Rate
CDC PLACES
Modesto
36.2%
Saint Paul
N/A
Diabetes Rate
CDC PLACES
Modesto
12.1%
Saint Paul
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Modesto
19.0%
Saint Paul
N/A
No Health Insurance
CDC PLACES
Modesto
13.0%
Saint Paul
N/A
Binge Drinking
CDC PLACES
Modesto
16.5%
Saint Paul
N/A
Current Smokers
CDC PLACES
Modesto
13.7%
Saint Paul
N/A
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.2% | N/A | - |
| Diabetes RateCDC PLACES | 12.1% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | N/A | - |
| No Health InsuranceCDC PLACES | 13.0% | N/A | - |
| Binge DrinkingCDC PLACES | 16.5% | N/A | - |
| Current SmokersCDC PLACES | 13.7% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Modesto
63.7°F
Saint Paul
N/A
Annual Precipitation
NOAA 1991–2020 normal
Modesto
13.1 in
Saint Paul
N/A
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 13.1 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Modesto
7.9 µg/m³
Modesto +
Saint Paul
8.1 µg/m³
Good Air Days
AQI ≤ 50
Modesto
75.0%
Saint Paul
75.0%
Tie
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.1 µg/m³ | Modesto + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Modesto
30.5 min
Saint Paul
24.1 min
Saint Paul +
| Metric | Modesto, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.5 min | 24.1 min | Saint Paul + |
Which City is Right for You?
Modesto leads in median household income at $77,899, while saint Paul offers more affordable housing with a median home price of $297,021. On public safety, Saint Paul is safer with a violent crime rate of 284 per 100,000 residents, compared to 503 in Modesto. Saint Paul has a lower unemployment rate at 4.9%, and Modesto has cleaner air (PM2.5 avg 7.9 µg/m³).
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