Modesto CA vs Santa Ana CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Santa Ana, CA
California · Population: 91,535
- Median HH Income$109,739
- Median Home Price$865,610
- Unemployment6.1%
- Bachelor's+68.9%
Detailed Comparison
Demographics
Population
Modesto
218,614
Modesto +
Santa Ana
91,535
Pop. Density / sq mi
Lower = more space
Modesto
N/A
Santa Ana
N/A
Median Age
Modesto
35.4
Modesto +
Santa Ana
42.9
Foreign Born
Modesto
18.7%
Santa Ana
23.2%
Santa Ana +
White
Modesto
50.8%
Santa Ana
66.9%
Santa Ana +
Black
Modesto
4.7%
Santa Ana
4.9%
Santa Ana +
Asian
Modesto
7.4%
Santa Ana
9.8%
Santa Ana +
Hispanic
Modesto
43.9%
Modesto +
Santa Ana
16.4%
Spanish at Home
Modesto
N/A
Santa Ana
N/A
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| Population | 218,614 | 91,535 | Modesto + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.4 | 42.9 | Modesto + |
| Foreign Born | 18.7% | 23.2% | Santa Ana + |
| White | 50.8% | 66.9% | Santa Ana + |
| Black | 4.7% | 4.9% | Santa Ana + |
| Asian | 7.4% | 9.8% | Santa Ana + |
| Hispanic | 43.9% | 16.4% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Modesto
$77,899
Santa Ana
$109,739
Santa Ana +
Per Capita Income
Modesto
$34,656
Santa Ana
$90,657
Santa Ana +
Per Capita Personal Income (MSA)
BEA MSA-level
Modesto
$77,230
Santa Ana
$77,230
Tie
Unemployment Rate
Modesto
7.3%
Santa Ana
6.1%
Santa Ana +
Poverty Rate
Modesto
13.0%
Santa Ana
11.6%
Santa Ana +
Bachelor's Degree+
Modesto
20.3%
Santa Ana
68.9%
Santa Ana +
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| Median HH Income | $77,899 | $109,739 | Santa Ana + |
| Per Capita Income | $34,656 | $90,657 | Santa Ana + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 7.3% | 6.1% | Santa Ana + |
| Poverty Rate | 13.0% | 11.6% | Santa Ana + |
| Bachelor's Degree+ | 20.3% | 68.9% | Santa Ana + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Modesto
$447,353
Modesto +
Santa Ana
$865,610
Homeownership Rate
Modesto
58.4%
Modesto +
Santa Ana
28.8%
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $447,353 | $865,610 | Modesto + |
| Homeownership Rate | 58.4% | 28.8% | Modesto + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Modesto
503
Santa Ana
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Modesto
2388
Santa Ana
2388
Tie
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Modesto
36.2%
Santa Ana
29.0%
Santa Ana +
Diabetes Rate
CDC PLACES
Modesto
12.1%
Modesto +
Santa Ana
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Modesto
19.0%
Santa Ana
18.7%
Santa Ana +
No Health Insurance
CDC PLACES
Modesto
13.0%
Modesto +
Santa Ana
20.7%
Binge Drinking
CDC PLACES
Modesto
16.5%
Santa Ana
15.7%
Santa Ana +
Current Smokers
CDC PLACES
Modesto
13.7%
Santa Ana
11.6%
Santa Ana +
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.2% | 29.0% | Santa Ana + |
| Diabetes RateCDC PLACES | 12.1% | 13.0% | Modesto + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | 18.7% | Santa Ana + |
| No Health InsuranceCDC PLACES | 13.0% | 20.7% | Modesto + |
| Binge DrinkingCDC PLACES | 16.5% | 15.7% | Santa Ana + |
| Current SmokersCDC PLACES | 13.7% | 11.6% | Santa Ana + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Modesto
63.7°F
Modesto +
Santa Ana
65.6°F
Annual Precipitation
NOAA 1991–2020 normal
Modesto
13.1 in
Modesto +
Santa Ana
13.6 in
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.7°F | 65.6°F | Modesto + |
| Annual PrecipitationNOAA 1991–2020 normal | 13.1 in | 13.6 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Modesto
7.9 µg/m³
Santa Ana
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Modesto
75.0%
Santa Ana
75.0%
Tie
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Modesto
30.5 min
Santa Ana
28.0 min
Santa Ana +
| Metric | Modesto, CA | Santa Ana, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.5 min | 28.0 min | Santa Ana + |
Which City is Right for You?
Santa Ana leads in median household income at $109,739, while modesto offers more affordable housing with a median home price of $447,353. On public safety, Santa Ana is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Modesto. Santa Ana has a lower unemployment rate at 6.1%, and Santa Ana has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Santa Ana scores better with a lower obesity rate of 29.0%.
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