Modesto CA vs Wilmington DE — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Modesto, CA
California · Population: 218,614
- Median HH Income$77,899
- Median Home Price$447,353
- Unemployment7.3%
- Bachelor's+20.3%
Wilmington, DE
Delaware · Population: 71,124
- Median HH Income$55,269
- Median Home Price$327,117
- Unemployment7.6%
- Bachelor's+33.1%
Detailed Comparison
Demographics
Population
Modesto
218,614
Modesto +
Wilmington
71,124
Pop. Density / sq mi
Lower = more space
Modesto
N/A
Wilmington
N/A
Median Age
Modesto
35.4
Modesto +
Wilmington
37.0
Foreign Born
Modesto
18.7%
Modesto +
Wilmington
8.3%
White
Modesto
50.8%
Modesto +
Wilmington
32.4%
Black
Modesto
4.7%
Wilmington
52.3%
Wilmington +
Asian
Modesto
7.4%
Modesto +
Wilmington
1.6%
Hispanic
Modesto
43.9%
Modesto +
Wilmington
11.8%
Spanish at Home
Modesto
N/A
Wilmington
N/A
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| Population | 218,614 | 71,124 | Modesto + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.4 | 37.0 | Modesto + |
| Foreign Born | 18.7% | 8.3% | Modesto + |
| White | 50.8% | 32.4% | Modesto + |
| Black | 4.7% | 52.3% | Wilmington + |
| Asian | 7.4% | 1.6% | Modesto + |
| Hispanic | 43.9% | 11.8% | Modesto + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Modesto
$77,899
Modesto +
Wilmington
$55,269
Per Capita Income
Modesto
$34,656
Wilmington
$38,786
Wilmington +
Per Capita Personal Income (MSA)
BEA MSA-level
Modesto
$77,230
Modesto +
Wilmington
$64,087
Unemployment Rate
Modesto
7.3%
Modesto +
Wilmington
7.6%
Poverty Rate
Modesto
13.0%
Modesto +
Wilmington
23.2%
Bachelor's Degree+
Modesto
20.3%
Wilmington
33.1%
Wilmington +
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| Median HH Income | $77,899 | $55,269 | Modesto + |
| Per Capita Income | $34,656 | $38,786 | Wilmington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $64,087 | Modesto + |
| Unemployment Rate | 7.3% | 7.6% | Modesto + |
| Poverty Rate | 13.0% | 23.2% | Modesto + |
| Bachelor's Degree+ | 20.3% | 33.1% | Wilmington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Modesto
$447,353
Wilmington
$327,117
Wilmington +
Homeownership Rate
Modesto
58.4%
Modesto +
Wilmington
46.0%
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $447,353 | $327,117 | Wilmington + |
| Homeownership Rate | 58.4% | 46.0% | Modesto + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Modesto
503
Wilmington
394
Wilmington +
Property Crime / 100K
FBI CDE (state-level est.)
Modesto
2388
Wilmington
1991
Wilmington +
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 394 | Wilmington + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1991 | Wilmington + |
Health
Obesity Rate
CDC PLACES
Modesto
36.2%
Modesto +
Wilmington
41.0%
Diabetes Rate
CDC PLACES
Modesto
12.1%
Modesto +
Wilmington
16.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Modesto
19.0%
Wilmington
18.4%
Wilmington +
No Health Insurance
CDC PLACES
Modesto
13.0%
Wilmington
12.7%
Wilmington +
Binge Drinking
CDC PLACES
Modesto
16.5%
Wilmington
13.5%
Wilmington +
Current Smokers
CDC PLACES
Modesto
13.7%
Modesto +
Wilmington
16.4%
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 36.2% | 41.0% | Modesto + |
| Diabetes RateCDC PLACES | 12.1% | 16.0% | Modesto + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.0% | 18.4% | Wilmington + |
| No Health InsuranceCDC PLACES | 13.0% | 12.7% | Wilmington + |
| Binge DrinkingCDC PLACES | 16.5% | 13.5% | Wilmington + |
| Current SmokersCDC PLACES | 13.7% | 16.4% | Modesto + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Modesto
63.7°F
Wilmington
54.4°F
Wilmington +
Annual Precipitation
NOAA 1991–2020 normal
Modesto
13.1 in
Modesto +
Wilmington
49.3 in
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 63.7°F | 54.4°F | Wilmington + |
| Annual PrecipitationNOAA 1991–2020 normal | 13.1 in | 49.3 in | Modesto + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Modesto
7.9 µg/m³
Modesto +
Wilmington
8.8 µg/m³
Good Air Days
AQI ≤ 50
Modesto
75.0%
Wilmington
75.0%
Tie
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.8 µg/m³ | Modesto + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Modesto
30.5 min
Wilmington
25.0 min
Wilmington +
| Metric | Modesto, CA | Wilmington, DE | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 30.5 min | 25.0 min | Wilmington + |
Which City is Right for You?
Modesto leads in median household income at $77,899, while wilmington offers more affordable housing with a median home price of $327,117. On public safety, Wilmington is safer with a violent crime rate of 394 per 100,000 residents, compared to 503 in Modesto. Modesto has a lower unemployment rate at 7.3%, and Modesto has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Modesto scores better with a lower obesity rate of 36.2%.
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