Plano TX vs Richmond CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Richmond, CA
California · Population: 115,396
- Median HH Income$90,038
- Median Home Price$608,357
- Unemployment7.0%
- Bachelor's+32.6%
Detailed Comparison
Demographics
Population
Plano
287,339
Plano +
Richmond
115,396
Pop. Density / sq mi
Lower = more space
Plano
N/A
Richmond
N/A
Median Age
Plano
39.3
Richmond
37.6
Richmond +
Foreign Born
Plano
28.7%
Richmond
34.5%
Richmond +
White
Plano
53.2%
Plano +
Richmond
21.4%
Black
Plano
9.0%
Richmond
17.3%
Richmond +
Asian
Plano
22.6%
Plano +
Richmond
13.1%
Hispanic
Plano
16.2%
Richmond
46.9%
Richmond +
Spanish at Home
Plano
N/A
Richmond
N/A
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| Population | 287,339 | 115,396 | Plano + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.3 | 37.6 | Richmond + |
| Foreign Born | 28.7% | 34.5% | Richmond + |
| White | 53.2% | 21.4% | Plano + |
| Black | 9.0% | 17.3% | Richmond + |
| Asian | 22.6% | 13.1% | Plano + |
| Hispanic | 16.2% | 46.9% | Richmond + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Plano
$108,649
Plano +
Richmond
$90,038
Per Capita Income
Plano
$57,753
Plano +
Richmond
$41,898
Per Capita Personal Income (MSA)
BEA MSA-level
Plano
$63,758
Richmond
$77,230
Richmond +
Unemployment Rate
Plano
4.1%
Plano +
Richmond
7.0%
Poverty Rate
Plano
7.1%
Plano +
Richmond
13.7%
Bachelor's Degree+
Plano
59.2%
Plano +
Richmond
32.6%
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| Median HH Income | $108,649 | $90,038 | Plano + |
| Per Capita Income | $57,753 | $41,898 | Plano + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Richmond + |
| Unemployment Rate | 4.1% | 7.0% | Plano + |
| Poverty Rate | 7.1% | 13.7% | Plano + |
| Bachelor's Degree+ | 59.2% | 32.6% | Plano + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Plano
$507,575
Plano +
Richmond
$608,357
Homeownership Rate
Plano
56.6%
Plano +
Richmond
52.5%
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $507,575 | $608,357 | Plano + |
| Homeownership Rate | 56.6% | 52.5% | Plano + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Plano
442
Plano +
Richmond
503
Property Crime / 100K
FBI CDE (state-level est.)
Plano
2339
Plano +
Richmond
2388
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | Plano + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | Plano + |
Health
Obesity Rate
CDC PLACES
Plano
31.2%
Plano +
Richmond
32.9%
Diabetes Rate
CDC PLACES
Plano
9.9%
Plano +
Richmond
12.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Plano
14.0%
Plano +
Richmond
17.8%
No Health Insurance
CDC PLACES
Plano
10.3%
Plano +
Richmond
13.9%
Binge Drinking
CDC PLACES
Plano
16.4%
Richmond
14.9%
Richmond +
Current Smokers
CDC PLACES
Plano
8.8%
Plano +
Richmond
11.9%
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.2% | 32.9% | Plano + |
| Diabetes RateCDC PLACES | 9.9% | 12.9% | Plano + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 14.0% | 17.8% | Plano + |
| No Health InsuranceCDC PLACES | 10.3% | 13.9% | Plano + |
| Binge DrinkingCDC PLACES | 16.4% | 14.9% | Richmond + |
| Current SmokersCDC PLACES | 8.8% | 11.9% | Plano + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Plano
N/A
Richmond
58.5°F
Annual Precipitation
NOAA 1991–2020 normal
Plano
N/A
Richmond
24.9 in
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 58.5°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 24.9 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Plano
9.2 µg/m³
Richmond
7.9 µg/m³
Richmond +
Good Air Days
AQI ≤ 50
Plano
55.0%
Richmond
75.0%
Richmond +
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Richmond + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Richmond + |
Commute
Mean Commute Time
Census ACS
Plano
27.6 min
Plano +
Richmond
37.7 min
| Metric | Plano, TX | Richmond, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 27.6 min | 37.7 min | Plano + |
Which City is Right for You?
Plano leads in median household income at $108,649, while plano offers more affordable housing with a median home price of $507,575. On public safety, Plano is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Richmond. Plano has a lower unemployment rate at 4.1%, and Richmond has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Plano scores better with a lower obesity rate of 31.2%.
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