Plano TX vs Richmond VA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Plano, TX

Texas · Population: 287,339

  • Median HH Income$108,649
  • Median Home Price$507,575
  • Unemployment4.1%
  • Bachelor's+59.2%

Richmond, VA

Virginia · Population: 227,595

  • Median HH Income$62,671
  • Median Home Price$374,265
  • Unemployment6.0%
  • Bachelor's+44.1%

Detailed Comparison

Demographics

Population
Plano
287,339
Plano +
Richmond
227,595
Pop. Density / sq mi
Lower = more space
Plano
N/A
Richmond
N/A
Median Age
Plano
39.3
Richmond
34.5
Richmond +
Foreign Born
Plano
28.7%
Plano +
Richmond
8.6%
White
Plano
53.2%
Plano +
Richmond
43.2%
Black
Plano
9.0%
Richmond
42.0%
Richmond +
Asian
Plano
22.6%
Plano +
Richmond
2.1%
Hispanic
Plano
16.2%
Plano +
Richmond
10.3%
Spanish at Home
Plano
N/A
Richmond
N/A

Economy

Median HH Income
Plano
$108,649
Plano +
Richmond
$62,671
Per Capita Income
Plano
$57,753
Plano +
Richmond
$44,249
Per Capita Personal Income (MSA)
BEA MSA-level
Plano
$63,758
Richmond
$69,581
Richmond +
Unemployment Rate
Plano
4.1%
Plano +
Richmond
6.0%
Poverty Rate
Plano
7.1%
Plano +
Richmond
18.8%
Bachelor's Degree+
Plano
59.2%
Plano +
Richmond
44.1%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Plano
$507,575
Richmond
$374,265
Richmond +
Homeownership Rate
Plano
56.6%
Plano +
Richmond
43.5%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Plano
442
Richmond
240
Richmond +
Property Crime / 100K
FBI CDE (state-level est.)
Plano
2339
Richmond
1726
Richmond +

Health

Obesity Rate
CDC PLACES
Plano
31.2%
Plano +
Richmond
36.7%
Diabetes Rate
CDC PLACES
Plano
9.9%
Plano +
Richmond
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Plano
14.0%
Plano +
Richmond
18.8%
No Health Insurance
CDC PLACES
Plano
10.3%
Plano +
Richmond
10.7%
Binge Drinking
CDC PLACES
Plano
16.4%
Richmond
16.2%
Richmond +
Current Smokers
CDC PLACES
Plano
8.8%
Plano +
Richmond
13.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Plano
N/A
Richmond
58.9°F
Annual Precipitation
NOAA 1991–2020 normal
Plano
N/A
Richmond
43.6 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Plano
9.2 µg/m³
Richmond
8.2 µg/m³
Richmond +
Good Air Days
AQI ≤ 50
Plano
55.0%
Richmond
75.0%
Richmond +

Commute

Mean Commute Time
Census ACS
Plano
27.6 min
Richmond
23.6 min
Richmond +

Which City is Right for You?

Plano leads in median household income at $108,649, while richmond offers more affordable housing with a median home price of $374,265. On public safety, Richmond is safer with a violent crime rate of 240 per 100,000 residents, compared to 442 in Plano. Plano has a lower unemployment rate at 4.1%, and Richmond has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Plano scores better with a lower obesity rate of 31.2%.

Compare More Cities

About Plano & Richmond